"What is Halyk Club?
Halyk Club - the largest network of partners where the Bank's customers can receive bonuses, pay with bonuses, and purchase goods in installments.
Shop and receive bonuses!
• up to 30% - maximum bonus in Halyk Club partner network;
• up to 20% – maximum bonus under special programs and promos of the Bank;
• up to 10% for active users of the Bank's products under the Halyk+ program.


Pay for your purchases with bonuses!
• Pay for purchases and services with bonuses, either in part or in full, within the Halyk Club partner network.
• Pay for utilities, mobile communications, internet, and other services in Halyk Super App.

Keep an eye out for promos with increased bonuses on the bank's website and in Halyk Super App.

*There are special features and exceptions regarding the awarding of bonuses"

The list of the Bank partners is available both on the Bank’s website at the link below and in Halyk Super App:
• Open Halyk Super App:
- On the main screen, tap the bonus balance at the top of the screen, it will open the “Halyk Club” Section with all the Bank’s Partners.
- On the main screen, tap the “Partners” section, where you can find all the Bank’s Partners.

Shop and receive bonuses!
• up to 30% - maximum bonus in Halyk Club partner network;
• up to 20% – maximum bonus under special programs and promos of the Bank;
• up to 10% for active users of the Bank's products under the Halyk+ program.

Pay for your purchases with bonuses!
• Pay for purchases and services with bonuses, either in part or in full, within the Halyk Club partner network.
• Pay for utilities, mobile communications, internet, and other services in Halyk Super App.

Keep an eye out for promos with increased bonuses on the bank's website and in Halyk Super App.

*There are special features and exceptions regarding the awarding of bonuses"

• Pay for purchases and services with bonuses at all retail outlets in Kazakhstan where Halyk POS terminals are installed
• Pay for utilities, mobile communications, internet, and other services in Halyk Super App.
* There are special features and exceptions "

Bonuses are credited to any Halyk payment cards – debit cards, credit cards, except for corporate payment cards of legal entities (including individual entrepreneur cards) and prepaid payment cards (gift cards), as well as payment cards linked to special AltynPlus/AltynPlus UPI current accounts.

You can check your bonus balance in the following ways:
• Open Halyk Super App, and the bonuses will be displayed at the top of the screen
• Open Halyk Super App, and the bonuses will be displayed in the “Accounts” section
• Open Halyk Super App, and available bonus balance will be displayed in the “Halyk Club” section

You can check your awarded bonuses in the Halyk Club section Bonus Statement

 From 02.11.2023, payments in the Halyk app will be suspended, except for payments in the “Mobile
Communication” category, for which a 1%* bonus will be awarded on payments from 16.04.2024 to
16.07.2024. Until 02.11.2023, no bonuses were awarded for CCEA categories (as per Annex No.2),
and except for payments for fare under the promo “100% BONUS for Bus Fare”, promo period
02.09.2024 - 31.12.2024, read more on the official website of the Bank at halykbank.kz/promo/247.
 cash withdrawal, including ATM withdrawals
 MCC 4812 “Telecommunication equipment, including sale of telephones” at Kcell JSC; MCC 4814
(Telecommunication services) at physical POS terminals any transfer transactions
 payments on insurance services, except for payments on insurance services of Halyk Insurance
Company Subsidiary of Halyk Bank JSC
 deposit replenishment/withdrawal
 payment of rent, in case of repayment of obligations to the state
 loans, microloans, repayment of debts on obligations to the Bank, other Banks and organizations
engaged in certain types of banking operations and microfinance activities
 payment of taxes and fines
 replenishment of electronic wallets
 payments and purchases on sites and in POS terminals of casinos, online casinos, betting organizations,
sweepstakes, lotteries, online gambling, pawnshops
 bonus payment
 payments by prepaid payment cards
 payments by corporate payment cards
 payments by payment cards issued to current special accounts
 customs payments
 payments for foreign transactions, including payments on foreign websites
 payments under Halyk instalment program
 payments for foreign transactions, including payments on foreign websites
 payments under Halyk instalment program
 Sinooil fuel card replenishment at Sinooil cashless sales outlets (offices)

The bank runs various promotions with different terms and conditions (bonus amount, limits, accrual date, etc.), so all relevant information about bonuses and limits is available on the website and in the Halyk Super App.