No more need to stand in line with a loan manager. Take advantage of the new online shopping service from Halyk Bank and Technodom:
make instant purchases on installment plan or credit without visiting a bank outlet.

Terms and conditions:

1. Interest rate for installment payments – 0%, loan interest rate – from 29% to 37% (Annual Effective Interest Rate from 32.8% to 43.9%) (determined individually)
2. Period:
• Installment – 3, 6, 12 months
• Loan – 6, 12, 24, 36, 48, 60 months
3. Maximum amount:
• Installment – up to KZT 2,000,000
• Loan – up to KZT 6,000,000
4. Fee free
5. Partial early repayment – no fees in Halyk app (in the amount of at least one payment)
6. Full early repayment – no fees in Halyk app

• Interest-free installment plan with no overpayments
• Loan period up to 60 months
• Maximum amount – KZT 6,000,000
• Online application without contacting a credit manager
• Possibility to purchase any product in Technodom retail or online stores
• No fees
• Fast decision on installment plan/loan approval in 1 minute
• Partial/full early repayment available in Halyk app without fees

You can purchase the products as in an online store. www.evrika.com without visiting the store, as well as in Evrika retail stores in your city.

•
• ID card/ residence permit
• possession of a mobile phone

No work experience is required.

This depends on the income received and the customer’s solvency, while the Bank also complies with the requirement of the Republic of Kazahstan Law regarding not exceeding the interim minimum.

The minimum loan/installment amount is KZT 4,000, and the maximum amount is KZT 6,000,000. However, the calculation of the maximum amount for each customer is individual.

Yes, consumer loan are eligible for refinancing both at Halyk Bank and at STB. We do not recommend refinancing installment plans, as there are no overpayments or interest charges on installment plans.

In case of a payment default on a scheduled payment, in accordance with the terms and conditions of the Bank Loan Agreement, a penalty will be charged at a rate of 0.5% per day of the debt amount.

ATTENTION! A payment default affects your credit history and may negatively impact your ability to obtain a loan in the future.

The guarantee period depends on the type and brand of the chosen product.
You can find the exact guarantee period in the store, or directly when receiving the product.