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Refinance your mortgage

Have a mortgage with another bank? Reduce your monthly payment and improve your mortgage terms and conditions with Halyk
What do you get?
Reduced monthly payment
Convenient period- up to 20 years
Refinancing amount with no limits
Early repayment no fees

Terms and Conditions

Interest rate

from 19,5% to 22,5%


AEIR

from 21,59% to 25,00%

Maximum period

up to 20 years

Fees

application review - 0%

loan arrangement - 1% of loan amount

loan disbursement to account - 0%

Requirements for the refinanced loan

  • refinancing of only one mortgage loan is allowed;
  • as collateral there should be one pledge;

What is required?

  • Certificate of Outstanding Debt from the STB;
  • bank loan agreement and payment schedule.

 * Depending on the current loan terms and conditions

How to apply

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Banking and Other Operations License (Universal Banking License) No.1.1.601.130 dated 13.07.2026 issued by AFMRD. Securities Market License No.1.2.47/230/38/1 dated 23.06.2023 issued by AFMRD.

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