Premium credit card Infinite Credit
Advantages
Terms
Credit limit | up to KZT 7,500,000 |
Minimum limit | KZT 2,000,000 |
Interest-free period for purchases (POS) | up to 60 days |
Interest-free period for transfers and cash withdrawal | up to 60 days |
Annual service fee | • For the first year: ₸ 72,000 charged as a one-time fee on card issuance date* • For the second and subsequent years: ₸ 0 if card turnover exceeds ₸ 5 million for the previous year; if there is no turnover, ₸ 72,000 * Fee is debited from credit limit |
Interest rate | 25% per annum |
AEIR | 28% |
Fee for cash withdrawal | 3% |
Fee for transfers | 2% |
Minimum payment | 1% of the debt amount, not less than KZT 2,000 |
Card expiry date | 3 years |
Currency | KZT |
Important to know
Card service is free if the total annual turnover on the card is KZT 5,000,000 or more.
If the turnover is below this threshold, the card service fee is KZT 72,000 per year.
How to apply
Apply for a card in Halyk SuperApp.
Get a digital card after approval*.
Order an Infinite plastic card at bank outlets if necessary.
*Instant access to funds on the card depends on the requested limit:
• limit up to 150 MCI — the card is available for use instantly;
• limit from 150 to 200 MCI — the card is available for use after 8 hours;
• limit above 200 MCI — the card is available for use after 24 hours.