Credit card My!Card
Up to 45 days interest-free on purchases, transfers and cash withdrawal
Benefits
Up to 45 days interest-free on everything — the interest-free period applies to purchases, transfers and cash withdrawal — without exceptions.
Limit of up to KZT 7,500,000 — a high limit for everyday and unplanned expenses.
Free service — no annual fee.
Instant digital card — available immediately after approval in Halyk SuperApp. Add it to Apple Pay or Google Pay and start paying today.
Terms
Credit limit | up to KZT 7,500,000 |
Minimum limit | KZT 50,000 |
Interest-free period | up to 45 days (purchases, transfers, cash withdrawal) |
Annual service fee | KZT 0 |
Interest rate | 30% per annum |
AEIR | 34,4% |
Fee for transfers and cash withdrawal | 4% |
Minimum payment | 1% of debt amount, not less than KZT 2,000 |
Card expiry date | 3 years |
Currency | KZT |
How to apply
1
Apply for a card in Halyk SuperApp.
2
Get a digital card immediately after approval*.
3
If necessary, order a plastic card at the bank outlets.
*Instant access to funds on the card depends on the requested limit:
• limit up to 150 MCI — the card is available for use instantly;
• limit from 150 to 200 MCI — the card is available for use after 8 hours;
• limit above 200 MCI — the card is available for use after 24 hours.