Soft car loan
Payment schedule
| Month | Outstanding principal | Principal payment | Interest payment | Total payment |
| 0 | 0 | 0 |
Terms
Loan purpose | acquisition of domestic cars |
Loan term | not more than 7 years |
Interest rate | 4% per annum (AEIR – from 4,10% to 7,50%) |
Car value | not more than KZT 15,000,000 |
| Down payment | from 20% |
Loan security | car to be purchased |
Fees | no |
| List of documents | ID of the applicant, co-borrower (if participating), and an invoice from the car dealership |
| Loan amount | max. 10 000 000 tenge |
A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.
The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
The pledger shall be responsible for the safety and maintenance of the pledged item in proper technical condition, for the risk of accidental loss, damage or forfeiture of the pledged item.
In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to foreclose on the pledged property extrajudicially and/or judicially, in accordance with the laws of the Republic of Kazakhstan.
LLP «Hyundai Trans Kazakhstan» | LLP «СарыаркаАвтоПром» | LLP «Astana Motors Manufacturing Kazakhstan» | LLP «КIA Qazaqstan» |
JAC J7 PLUS | Changan CS75PLUS | Kia Sportage | |
| Hyundai Sonata | JAC J7 | Changan CS75 PRO | Kia Seltos |
| Hyundai Tucson | JAC JS4 | Changan CS55PLUS | Kia К5 |
| Hyundai Mufasa | JAC JS8 | Changan CS35 MAX | Kia Soluto |
| Hyundai Сustin | JAC JS6 | Changan EADO PLUS | |
JAC S3 PRO | Changan UNI-V | ||
Kia K5 | Changan UNI-S | ||
Kia Sportage | CHERY TIGGO 2 | ||
Kia K5 | CHERY TIGGO 4 | ||
Kia Ceed | CHERY TIGGO 7 | ||
Kia Ceed SW | CHERY TIGGO 9 | ||
Kia Cerato | CHERY TIGGO 8 PHEV | ||
Kia Soul | CHERY TIGGO 7 PHEV | ||
Kia Seltos | CHERY ARRIZO 6 | ||
Chevrolet Cobalt | CHERY ARRIZO 8 | ||
Chevrolet Onix | HAVAL H5 | ||
Chevrolet Tracker | HAVAL H6 | ||
Chevrolet Captiva | HAVAL JOLION | ||
Chevrolet Damas | HAVAL M6 | ||
Jetour X50 | HAVAL H6 PHEV | ||
Jetour Dashing | GWM HAVAL H7 | ||
Jetour X70 | JAECOO J7 PHEV | ||
Jetour X70Plus | JAECOO J5 | ||
Jetour X90 Plus | OMODA C5 PLUS | ||
Jetour T2 | |||
Geely EX2 | |||
| Geely EX5 | |||
| Geely EX5 EM-I | |||
| Geely Cityray | |||
| Geely Preface | |||
| Geely Galaxy Monjaro EM-I | |||
| MG MG5 | |||
| МG ZS | |||
| МG HS | |||
| SOUEAST S06 | |||
| SOUEAST S07 | |||
| SOUEAST S09 | |||
| GAC Empow | |||
| GAC GS3 | |||
| GAC GS4 MАX | |||
| GAC GS8 |
How to apply
Join the queue via the Halyk app in the Loans → Online queue section
Check the queue in the Halyk app in the Loans → Online queue section
Wait for a notification when your queue is up
After receiving the notification, visit Bank outlet to submit your loan application
FAQ
Waiting time depends on the available limit
You will receive an SMS/Push notification from the Bank. Within 3 working days, you should visit a Bank outlet to submit a loan application. Please note the following:
1) you need to have an invoice from the car dealership with you
2) if you are married, the presence of your spouse is compulsory.
The queue is formed automatically in the order of application based on the date and time of submission
The queue is formed online only. No alternative queue is available
The queue progresses as limits become available
After submitting your application, you can independently check your position in the queue in the following section: Online Loans Queue
3 business days after the notification is sent
Your queue will be canceled, and you will need to re-apply to be placed in the queue
Due to a limited quota and high demand, the Bank is forced to limit the application period for loans
You can cancel your queue yourself. The Bank cannot unilaterally cancel applications
No, it is not possible to change or improve your position in the queue
Documents are not required; queuing is done online
No, you can't. You can cancel your place in the queue, in which case your application will be removed from the general queue
No. Only one application is allowed per customer
No, transferring or re-registering the queue is not possible. The queue is assigned to the customer and cannot be transferred to third parties, including spouses