Soft car loan
Preliminary calculation
Payment schedule
| Month | Outstanding principal | Principal payment | Interest payment | Total payment |
| 0 | 0 | 0 |
Terms
Loan purpose | acquisition of domestic cars |
Loan term | not more than 7 years |
Interest rate | 4% per annum (AEIR – from 4,10% to 7,50%) |
Car value | not more than KZT 15,000,000 |
| Down payment | from 20% |
Loan security | car to be purchased |
Fees | no |
Loan purpose | ID card of the Applicant, co-borrower (if any) |
| Loan amount | max. 10 000 000 tenge |
A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.
The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
The pledger shall be responsible for the safety and maintenance of the pledged item in proper technical condition, for the risk of accidental loss, damage or forfeiture of the pledged item.
In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to foreclose on the pledged property extrajudicially and/or judicially, in accordance with the laws of the Republic of Kazakhstan.
| LLP «Hyundai Trans Kazakhstan» | LLP «СарыаркаАвтоПром» | LLP «Astana Motors Manufacturing Kazakhstan» | LLP «КIA Qazaqstan» |
| Hyundai Accent | JAC J7 PLUS | Changan CS75PLUS | Kia Sportage |
| Hyundai I20 | JAC J7 | Changan UNI-V | Kia Seltos |
| Hyundai I30 | JAC JS4 | Changan Alsvin | Kia К5 |
| Hyundai Elantra | JAC JS8 | Changan CS55PLUS | Kia Soluto |
| Hyundai Sonata | JAC JS6 | Changan CS35 MAX | |
| Hyundai Bayon | JAC S3 PRO | Changan EADO PLUS | |
| Hyundai Tucson | JAC JS5 | Chery TIGGO 2 | |
| Hyundai Mufasa | JAC EJ-7 | Chery TIGGO 4 | |
| Kia K5 | Chery TIGGO 7 | ||
| Kia Sportage | Chery TIGGO 8 (C8) | ||
| Kia Ceed | Chery TIGGO 9 | ||
| Kia Ceed SW | Chery ARRIZO 6 | ||
| Kia Cerato | Haval H5 | ||
| Kia Soul | Haval H6 | ||
| Kia Seltos | Haval JOLION | ||
| Skoda Kamiq | Haval M6 | ||
| Chevrolet Cobalt | |||
| Chevrolet Onix | |||
| Chevrolet Tracker | |||
| Chevrolet Captiva | |||
| Chevrolet Damas | |||
| Jetour X50 | |||
| Jetour Dashing | |||
| Jetour X70 | |||
| Jetour X70Plus | |||
| Jetour T1 | |||
| Jetour X90 Plus | |||
| Geely EX5 | |||
| Geely EX5 EM-I | |||
| Geely Cityray | |||
| Geely Preface | |||
| MG MG5 | |||
| МG ZS | |||
| МG HS |
How to apply
Join the queue via the Halyk app in the Loans → Online queue section
Check the queue in the Halyk app in the Loans → Online queue section
Wait for a notification when your queue is up
After receiving the notification, visit Bank outlet to submit your loan application
FAQ
Waiting time depends on the available limit
You will receive an SMS/Push notification from the Bank. Within 10 calendar days, you should visit a Bank outlet to apply for a loan.
It is important to:
1) have the invoice from the car dealership with you;
2) if you are married, your spouse’s presence is compulsory.
The queue is formed automatically in the order of application based on the date and time of submission
The queue is formed online only. No alternative queue is available
The queue progresses as limits become available
After submitting your application, you can independently check your position in the queue in the following section: Online Loans Queue
10 calendar days after the notification is sent
Your queue will be canceled, and you will need to re-apply to be placed in the queue
Due to a limited quota and high demand, the Bank is forced to limit the application period for loans
You can cancel your queue yourself. The Bank cannot unilaterally cancel applications
No, it is not possible to change or improve your position in the queue
Documents are not required; queuing is done online
No, you can't. You can cancel your place in the queue, in which case your application will be removed from the general queue
No. Only one application is allowed per customer
No, transferring or re-registering the queue is not possible. The queue is assigned to the customer and cannot be transferred to third parties, including spouses