Housing under construction from the partner developer
Housing under construction from the partner developer
You can obtain a decision within 5 minutes without leaving your home
You can obtain a decision within 5 minutes without leaving your home
Преимущества
down payment of at least 20%
without additional collateral
primary housing
Terms
| Borrower requirements |
|
| Period of loan | from 12 months to 240 months |
| Down payment | at least 20% of the cost of housing |
| Security | against the acquired housing |
| Interest rate | from 1,5% before 18,0% (AEIR from 1,51% before 19,55%) |
A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.
The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
| Application processing | 0% |
| Origination | 0% |
| Insurance of pledged property | provided by the Bank (upon commissioning) |
| Personal insurance | with the consent of the borrower (at his own expense) |
How to apply
1
Submit an application on the partner Developer’s website and obtain a preliminary decision from the Bank
2
Select an apartment on the partner Developer’s website
3
Sign in Halyk app and acquaint yourself with the Bank’s decision
4
Make the down payment and sign the shared construction participation agreement with the Developer
5
Sign in Halyk app the loan documents with your electronic signature
6
The pledge will be registered online, and the loan funds will be credited to the Developer’s account
7
Done! Be the owner of your own home!
Partners
