Technodom Installment Online
Advantages
Shop online from the comfort of your house
Take advantage of the new online shopping service from Halyk and Technodom: buy instantly on the installment plan or on credit without visiting a bank outlet.
Buying terms
| Installment period | 3, 6, 12 months (constantly) |
| Loan term | 6, 12, 24, 36, 48, 60 months |
| Installment amount | up to KZT 2,000,000 |
| Loan amount | up to KZT 6,000,000 |
| Fees | no |
| Partial early repayment | at least 1 (one) payment: - in Halyk app without fees (early repayment can be made in any month) |
| Full early repayment | - in Halyk app without fees (early repayment can be made in any month) |
| Interest rate for for installment | 0% (AEIR 0%) |
| Interest rate for the loan | 33% to 38% (AEIR of 36,5% to 45,3%) |
* Each application is considered individually
The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.
In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:
- accruе forfeit (fine, penalty);
- foreclose on the money in the borrower's bank accounts;
- transfer the debt to a collection agency for pre-trial collection and settlement;
- file a lawsuit in court
Make installment plan or credit for purchase
1. How to purchase goods by installments in the online store?
Install Technodom app (for iPhone or Android)
- Select the items you need at www.technodom.kz
- Choose the payment method (installment plan or credit), and the service broker
- Place an order and enter the code received from SMS
- After getting approval, select Halyk Bank
- Follow the link provided in the SMS to proceed with the installment plan/loan at Halyk
- Enter your Halyk login and password* and click on the “Login” button
- Continue your application by clicking on “Verify” button
- Congratulations! The process has been successfully completed
2. How to purchase goods by installments in the retail store?
- Select an item in Technodom and get the order number from the consultant
- Open Halyk*, under “Menu” select “Goods on installment plan/credit”.
- Select Technodom and enter the order number
- Check the selected items and amount, specify the deadline and click “Continue”
- Read the terms and conditions and sign the EDS issued by the Bank
- Confirm your consent with 4-digit code from SMS
Done!
* If you are not registered with Halyk, click on the “I am a new customer” button and go through Halyk registration process with a video identity verification.
How to check my loan debt?
Information on debt and repayment schedule is available in Halyk app
- Outstanding amount:“Accounts”, - “Loans”
- Repayment schedule: when you click on a loan, information is available with the corresponding statuses
How to recharge Homebank e-wallet to repay installments / loan?
By transfer:
- from the card to the Homebank e-wallet number in Halyk
- from the other bank cards to the Homebank e-wallet number
By recharge in ATM:
- from the card to the Homebank e-wallet number in Halyk
- from the other bank cards to the Homebank e-wallet number
By recharge in the payment terminal:
- select functions - “Banking services” - “Account/card replenishment” - “Card replenishment”
- then enter the IIN and the number of the Homebank e-wallet
Find out Homebank Wallet details in Halyk app:
- select “Homebank Wallet” on the home page
- open “Settings” and select “Apply”.
How to recharge Halyk account or card to repay a loan?
By transfer:
- from Halyk Bank account or card in Halyk at no charge
- from another bank card
By recharge:
- at Cash-In ATMs
- in payment terminals
- at outlet cashier




