Digital Mortgage
Your dream home in a few clicks
Benefits
Program purpose | acquisition of ready-to-operate real estate | |
Interest rate | With fee | With no-fee |
Loan period | 6 to 240 months | |
Down payment | At least 20% of the cost of housing | |
Maximum loan amount | depending on the Applicant’s solvency | |
Security | commercial/non-commercial real estate | |
Insurance | provided by the Bank | |
* Term and amount of the loan subject to the terms determined by the Bank for this product.
A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.
The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
Application processing | 0% |
Origination | 1% of the loan amount |
Crediting to account | 0% |
How to apply
Apply in Halyk app
Fill in the application form
Get the Bank's decision