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Even if you have not been a Halyk customer, you can become a Bank customer without visiting an outlet: download the Halyk SuperApp and get access to all Halyk products and online services. There are useful tips and instructions further down on this page.

All bank products online

• Online opening of the Halyk Bonus Digital digital card and ordering a plastic card with free delivery
• Online loan, loan refinancing in 5 minutes up to KZT 9,500,000
• Online application for a mortgage for completed and under-construction housing
• Unsecured car loan in 5 minutes up to KZT 10 million for up to 84 months
• Online instalment in retail and online stores of the Bank's partners
• Market – a new assistant in the world of profitable online shopping by instalment without leaving home
• Online opening and management of deposits 24/7
• Application for birth and childcare benefits for children under one year
• Contactless payments via Google Pay, Apple Pay and QR

Access to the Bank's online services

• Setting and changing the PIN code without reissuing the card and visiting an outlet
• Halyk Club – a privilege club for all Halyk cardholders
• Halyk Info – Your personal assistant who will answer more than 1,000 questions
• Banks on the map and ATM search – quickly find the nearest outlet and ATMs in Halyk app
• Cash withdrawal without card
• Push notifications

Payments with bonuses in Halyk*

• Pay for services in the Halyk app without fees: utility services, mobile communications, flight tickets, transport, kindergartens, and more than 7,000 other services
• Pay for mobile communications, utility services, transport, and other services with accumulated bonuses

Exemptions apply*

Instant transfers in Halyk

• Transfers by phone number to Halyk customers with transfer confirmation via Face ID and Touch ID function
• Transfers by phone number to a card of any bank
• Transfers between your own accounts, cards, and deposits without fees with transfer confirmation via Face ID and Touch ID function
• Transfers to cards of other KZ banks and foreign banks
• Money transfers to Halyk ATM for cash withdrawal without a card
• International online transfers Western Union
• QR code transfers to Halyk customers

1. Download the Halyk SuperApp for Android or iPhone smartphones

2. Click “Login/Registration”

• Enter the code received via SMS
• Enter your IIN and read the Privacy Policy Terms and Conditions
• Pass video identity verification according to the instructions
• Set an access code for the app

Done! After registration, a digital card Halyk Bonus Digital will be automatically opened for you, and you can immediately start using all Halyk services.

Order a plastic card if necessary:

• in Halyk with free delivery: select the digital card in the “Accounts” section, then “Services”/ “Order a Card”.

Create your own PIN for the plastic card and set it in Halyk. Select the required card in the “Accounts” section, select the “PIN code” service, then “Set/change PIN code” and follow the instructions. To activate the new PIN, perform any operation in Halyk.

Push-notifications are a free and secure service available to all Halyk customers. The service helps increase the level of protection for Halyk transactions and reduces the risk of fraud and data misappropriation (e.g., changing a trusted number).

Push notifications are stored in the Halyk SuperApp, access to which is protected by a password or biometric data — the smartphone owner's fingerprint or facial recognition (Face ID).

Enable notifications in the Halyk SuperApp and receive information about all banking operations on your accounts and cards:

Click "Menu" → Profile and settings → Notifications → enable the "Receive notifications" option.