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Promo terms and conditions

loans to self-employed, military personnel and pensioners
loans to self-employed, military personnel and pensioners
max. 8 000 000 tenge
max. 8 000 000 tenge
29% (AEIR of  31,2% to  34,7%)
29% (AEIR of 31,2% to 34,7%)
no fees for partial and full early repayment in the Halyk
no fees for partial and full early repayment in the Halyk
loans available to military personnel and pensioners
loans available to military personnel and pensioners
When selecting “no fee” terms
When selecting “no fee” terms

Conditions

Interest rate
29% (AEIR of  31,2% to  34,7%)
Refinancing at the customer’s discretion

without fee

Maximum amount of a refinanced loan
8,000,000 tenge
Term
up to 5 years
Partial and full early repayment
without fees in the Halyk app


The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.

In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:

  • accruе forfeit (fine, penalty);
  • foreclose on the money in the borrower's bank accounts;
  • transfer the debt to a collection agency for pre-trial collection and settlement;
  • file a lawsuit in court
Калькуляторы
Interest rate
Total payment
0 ₸
AEIR
0 %
Monthly payment
0 ₸

Banking and Other Operations License (Universal Banking License) No.1.1.601.130 dated 13.07.2026 issued by AFMRD. Securities Market License No.1.2.47/230/38/1 dated 23.06.2023 issued by AFMRD.

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