Lending terms and conditions
loans to self-employed, military personnel and pensioners
max. 9 500 000 tenge
from 17.5% to 33% (AEIR from 28.70% to 45.89%)
no fees for partial and full early repayment in the Halyk
loans available to military personnel and pensioners
Conditions
| For participants/non-participants of the payroll project | Discount – 0.5% for a period of 7-36 months Promo is valid until 31.12.2026 |
| For pensioners | Discount – 1% for a period of 7-60 months Promo is valid until 31.12.2026 |
| For pensioners | Discount – 2% when choosing STB loan for refinancing Promo is valid until 31.12.2026 |
| For all programs | 29.9% when choosing "no fee" Promo is valid until 31.12.2026 |
| Interest rate | from 17.5% to 33% (AEIR from 28.70% to 45.89%) |
| Refinancing at the customer’s discretion |
|
| Maximum amount of a refinanced loan | 9,500,000 tenge |
| Term | up to 5 years |
| Partial and full early repayment | without fees in the Halyk app |
The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.
In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:
- accruе forfeit (fine, penalty);
- foreclose on the money in the borrower's bank accounts;
- transfer the debt to a collection agency for pre-trial collection and settlement;
- file a lawsuit in court
Калькуляторы
Total payment
0
₸
AEIR
0
%
Monthly payment
0
₸
Calculation is preliminary and may differ from final parameters. To submit an application, please visit our partner car dealerships
Payment schedule
| Month | Outstanding principal | Principal payment | Interest payment | Total payment |
| 0 | 0 | 0 |