Halyk Info
Transfer terms and conditions by phone number:
1. Who you can send a transfer to:
• The transfer is sent to the mobile number of a customer of any bank in the Republic of Kazakhstan. The recipient does not need to have a Halyk Bank card.
2. How the recipient will receive the funds:
• If the transfer is made to the mobile number of a Halyk Bank customer, the funds will be credited to the recipient's primary Halyk card*.
• If the recipient is not a Halyk Bank customer, they will receive an SMS message with a link to receive the transfer to a card of any bank in the Republic of Kazakhstan.
3. Is it compulsory for the recipient to have a Halyk Bank card?
• No, the recipient only needs to have a card from any bank in Kazakhstan to receive the transfer.
4. Additionally:
• If the amount is not delivered to the recipient, the amount will be returned automatically after 24 hours.
• You can cancel the transfer yourself within 24 hours of sending the money in the "Transfer Archive" section of the Halyk web version.
*Primary card - is chosen independently on the Home and is the card for receiving transfers by mobile number. "By default" the primary card is the most active one.
1. Who you can send a transfer to:
• The transfer is sent to the mobile number of a customer of any bank in the Republic of Kazakhstan. The recipient does not need to have a Halyk Bank card.
2. How the recipient will receive the funds:
• If the transfer is made to the mobile number of a Halyk Bank customer, the funds will be credited to the recipient's primary Halyk card*.
• If the recipient is not a Halyk Bank customer, they will receive an SMS message with a link to receive the transfer to a card of any bank in the Republic of Kazakhstan.
3. Is it compulsory for the recipient to have a Halyk Bank card?
• No, the recipient only needs to have a card from any bank in Kazakhstan to receive the transfer.
4. Additionally:
• If the amount is not delivered to the recipient, the amount will be returned automatically after 24 hours.
• You can cancel the transfer yourself within 24 hours of sending the money in the "Transfer Archive" section of the Halyk web version.
*Primary card - is chosen independently on the Home and is the card for receiving transfers by mobile number. "By default" the primary card is the most active one.
Transfers between Halyk Bank cards are fee-free.
• In Halyk, on the Home, click “Transfer by Number”
• Enter the recipient’s mobile number or choose from your address book
• Enter the transfer amount and click “Next”
• Confirm the transfer using Touch ID (fingerprint scanner) or Face ID. You can also choose standard transfer confirmation via OTP code*
Done! You successfully sent the money.
*Available on Android devices only on mobile devices that support this function. You can enable the function in Halyk: “Menu” - “Profile and Settings” - enable the “Transfers with Biometrics” function.
• In Halyk, on the Home, click “Transfer by Number”
• Enter the recipient’s mobile number or choose from your address book
• Enter the transfer amount and click “Next”
• Confirm the transfer using Touch ID (fingerprint scanner) or Face ID. You can also choose standard transfer confirmation via OTP code*
Done! You successfully sent the money.
*Available on Android devices only on mobile devices that support this function. You can enable the function in Halyk: “Menu” - “Profile and Settings” - enable the “Transfers with Biometrics” function.
Transfers to a card of another bank in the Republic of Kazakhstan are subject to a fee.
• In Halyk, go to the "Transfers" section and tap "All Transfers."
• Choose the service "By phone number to a card of any bank in the Republic of Kazakhstan."
• Enter the recipient's mobile number or choose from your address book.
• Enter the transfer amount and click "Next."
• Check the transfer details and click "Confirm."
• Confirm the transfer using Touch ID (fingerprint scanner) or Face ID. You can also choose standard transfer confirmation via an OTP code*.
Done! You have successfully sent the money.
*Available on Android devices only on mobile devices that support this function. You can set up the function in Halyk: "Menu" - "Profile and Settings" - enable the "Transfers with Biometrics" function.
Important! The recipient will receive an SMS message with a link to receive the transfer to a card of any bank in the Republic of Kazakhstan. A fee of KZT 200 is charged to the recipient for the transfer.
• In Halyk, go to the "Transfers" section and tap "All Transfers."
• Choose the service "By phone number to a card of any bank in the Republic of Kazakhstan."
• Enter the recipient's mobile number or choose from your address book.
• Enter the transfer amount and click "Next."
• Check the transfer details and click "Confirm."
• Confirm the transfer using Touch ID (fingerprint scanner) or Face ID. You can also choose standard transfer confirmation via an OTP code*.
Done! You have successfully sent the money.
*Available on Android devices only on mobile devices that support this function. You can set up the function in Halyk: "Menu" - "Profile and Settings" - enable the "Transfers with Biometrics" function.
Important! The recipient will receive an SMS message with a link to receive the transfer to a card of any bank in the Republic of Kazakhstan. A fee of KZT 200 is charged to the recipient for the transfer.
Transfer limits to a card by phone number to a Halyk Bank customer:
• minimum transfer amount - KZT 50
• maximum transfer amount via a trusted device: per transaction - USD 5,000, per day - USD 10,000, per month - USD 150,000
• maximum transfer amount via an untrusted device: per transaction - USD 750, per day - USD 750, per month - USD 10,000
• maximum number of transfers - 100 transfers per day.
Transfer limits to a card by phone number to a card of another bank in the Republic of Kazakhstan:
• minimum transfer amount - KZT 350
• maximum transfer amount via a trusted/untrusted device: per transaction/per day/per month - KZT 300,000
Increased transfer/transaction limits in Halyk app are available to customers who completed full registration with Halyk, installed a trusted device, and undergone video identity verification.
• minimum transfer amount - KZT 50
• maximum transfer amount via a trusted device: per transaction - USD 5,000, per day - USD 10,000, per month - USD 150,000
• maximum transfer amount via an untrusted device: per transaction - USD 750, per day - USD 750, per month - USD 10,000
• maximum number of transfers - 100 transfers per day.
Transfer limits to a card by phone number to a card of another bank in the Republic of Kazakhstan:
• minimum transfer amount - KZT 350
• maximum transfer amount via a trusted/untrusted device: per transaction/per day/per month - KZT 300,000
Increased transfer/transaction limits in Halyk app are available to customers who completed full registration with Halyk, installed a trusted device, and undergone video identity verification.