Halyk Info
No more need to stand in line with a loan manager. Take advantage of the new online shopping service from Halyk Bank and Technodom:
make instant purchases on installment plan or credit without visiting a bank outlet.
Terms and conditions:
1. Interest rate for installment payments – 0%, loan interest rate – from 29% to 37% (Annual Effective Interest Rate from 32.8% to 43.9%) (determined individually)
2. Period:
• Installment – 3, 6, 12 months
• Loan – 6, 12, 24, 36, 48, 60 months
3. Maximum amount:
• Installment – up to KZT 2,000,000
• Loan – up to KZT 6,000,000
4. Fee free
5. Partial early repayment – no fees in Halyk app (in the amount of at least one payment)
6. Full early repayment – no fees in Halyk app
make instant purchases on installment plan or credit without visiting a bank outlet.
Terms and conditions:
1. Interest rate for installment payments – 0%, loan interest rate – from 29% to 37% (Annual Effective Interest Rate from 32.8% to 43.9%) (determined individually)
2. Period:
• Installment – 3, 6, 12 months
• Loan – 6, 12, 24, 36, 48, 60 months
3. Maximum amount:
• Installment – up to KZT 2,000,000
• Loan – up to KZT 6,000,000
4. Fee free
5. Partial early repayment – no fees in Halyk app (in the amount of at least one payment)
6. Full early repayment – no fees in Halyk app
• Interest-free installment plan with no overpayments
• Loan period up to 60 months
• Maximum amount – KZT 6,000,000
• Online application without contacting a credit manager
• Possibility to purchase any product in Technodom retail or online stores
• No fees
• Fast decision on installment plan/loan approval in 1 minute
• Partial/full early repayment available in Halyk app without fees
• Loan period up to 60 months
• Maximum amount – KZT 6,000,000
• Online application without contacting a credit manager
• Possibility to purchase any product in Technodom retail or online stores
• No fees
• Fast decision on installment plan/loan approval in 1 minute
• Partial/full early repayment available in Halyk app without fees
Book flights in a convenient way for you:
• on the website www.airastana.com
• in AirAstana app
• on the website www.airastana.com
• in AirAstana app
• Age from 18 to 70
• ID card
• Mobile phone availability
• ID card
• Mobile phone availability
It depends on the income received and the customer’s solvency, while the Bank also complies with the requirement of the Republic of Kazakhstan Law regarding not exceeding the interim minimum.
Minimum loan amount is KZT 4,000, and the maximum amount is KZT 6,000,000. However, the calculation of the maximum amount for each customer is individual.
Yes, consumer loan are eligible for refinancing both at Halyk Bank and at STB. We do not recommend refinancing installment plans, as there are no overpayments or interest charges on installment plans.
In case of a payment default on a scheduled payment, in accordance with the terms and conditions of the Bank Loan Agreement, a penalty will be charged at a rate of 0.5% per day of the debt amount.
ATTENTION! A payment default affects your credit history and may negatively impact your ability to obtain a loan in the future.
ATTENTION! A payment default affects your credit history and may negatively impact your ability to obtain a loan in the future.




