Halyk Info
Halyk Bank offers transfers by phone number and card number within the country, to third-party accounts, as well as international transfers abroad. All basic operations can be done quickly through Halyk SuperApp.
Internal transfers
• By phone number: Quick transfer to a bank customer or to another local bank card.
• By card number: Transfers to cards of any banks in Kazakhstan.
• By account number: Transfer of funds to third parties using account details.
• QR transfers
• Translation on request
International transfers
• To foreign cards: P2P transfers and sending by phone number via Visa+ system.
• Transfer systems: Transfers via Western Union and MoneyGram, to a Visa account, to an Alipay/WeChat e-wallet.
• SWIFT transfers: International bank transfers using bank details in a foreign currency
• Transfers to Uzbekistan: By card number and by phone number.
Internal transfers
• By phone number: Quick transfer to a bank customer or to another local bank card.
• By card number: Transfers to cards of any banks in Kazakhstan.
• By account number: Transfer of funds to third parties using account details.
• QR transfers
• Translation on request
International transfers
• To foreign cards: P2P transfers and sending by phone number via Visa+ system.
• Transfer systems: Transfers via Western Union and MoneyGram, to a Visa account, to an Alipay/WeChat e-wallet.
• SWIFT transfers: International bank transfers using bank details in a foreign currency
• Transfers to Uzbekistan: By card number and by phone number.
Terms and conditions for transferring via mobile phone number:
• The transfer is sent to the mobile phone number of a Halyk Bank customer, and the funds will be credited to the recipient's primary Halyk card.
• The primary card is chosen independently on the Home and is the card for receiving transfers via mobile phone number. By default, the primary card is the most active one.
• In Halyk, go to the "Transfers" section
• Select the service "By number"
• Enter the recipient's mobile number, or select from the address book
• Select which Bank you want to transfer to
• Enter the transfer amount and click "Next"
• Check the transfer details and click "Confirm"
• Confirm the transfer using Touch ID (Fingerprint scanner) or Face ID. At the same time, you can select the standard transfer confirmation via the OTP code.
Ready! You have successfully sent the money.
• The transfer is sent to the mobile phone number of a Halyk Bank customer, and the funds will be credited to the recipient's primary Halyk card.
• The primary card is chosen independently on the Home and is the card for receiving transfers via mobile phone number. By default, the primary card is the most active one.
• In Halyk, go to the "Transfers" section
• Select the service "By number"
• Enter the recipient's mobile number, or select from the address book
• Select which Bank you want to transfer to
• Enter the transfer amount and click "Next"
• Check the transfer details and click "Confirm"
• Confirm the transfer using Touch ID (Fingerprint scanner) or Face ID. At the same time, you can select the standard transfer confirmation via the OTP code.
Ready! You have successfully sent the money.
"Transfers between Halyk Bank cards are carried out without fees:
• In Halyk, go to the "Transfers" section
• Select the "To Card" service
• Select the card from which the transfer will be made
• In the Recipient's Card Number field, select enter the card number manually
• Enter the transfer amount and click "Next"
• Check the transfer details
• Confirm the transfer using Touch ID (Fingerprint scanner) or Face ID. At the same time, you can select the standard transfer confirmation via the OTP code.*
Ready!
• In Halyk, go to the "Transfers" section
• Select the "To Card" service
• Select the card from which the transfer will be made
• In the Recipient's Card Number field, select enter the card number manually
• Enter the transfer amount and click "Next"
• Check the transfer details
• Confirm the transfer using Touch ID (Fingerprint scanner) or Face ID. At the same time, you can select the standard transfer confirmation via the OTP code.*
Ready!
• In Halyk, go to the "Transfers" section
• Select the "To card" service
• Select the card from which the transfer will be made
• In the Recipient's Card Number field, enter the card number manually
• Enter the transfer amount and click "Next"
• Check the transfer details
• Confirm the transfer using Touch ID (Fingerprint scanner) or Face ID. At the same time, you can select the standard transfer confirmation via the OTP code.
It's done!
• Select the "To card" service
• Select the card from which the transfer will be made
• In the Recipient's Card Number field, enter the card number manually
• Enter the transfer amount and click "Next"
• Check the transfer details
• Confirm the transfer using Touch ID (Fingerprint scanner) or Face ID. At the same time, you can select the standard transfer confirmation via the OTP code.
It's done!
Transfer to a foreign card is carried out with a commission:
• In Halyk, go to the "Transfers" section - "International transfers"
• Select the service "To international card"
• Select the card from which the transfer will be made
• Enter the requested information and click "Next"
• Confirm the transfer
• In Halyk, go to the "Transfers" section - "International transfers"
• Select the service "To international card"
• Select the card from which the transfer will be made
• Enter the requested information and click "Next"
• Confirm the transfer
Transfers are available to the cards of the Uzcard and Humo payment systems of the Republic of Uzbekistan. The transfer to the card is carried out with a commission of 0 tenge (Special offer until 02/03/2027), for this:
• In Halyk, go to the "Transfers" section - "International transfers"
• Select the "To card to Uzbekistan" service
• Select the card from which the transfer will be made
• Enter the recipient's card number and click Next
• When you receive a message about the successful transfer, you can print the receipt.
• In Halyk, go to the "Transfers" section - "International transfers"
• Select the "To card to Uzbekistan" service
• Select the card from which the transfer will be made
• Enter the recipient's card number and click Next
• When you receive a message about the successful transfer, you can print the receipt.
Transfers from Bank cards to the account of unauthorized Russian banks via the SWIFT transfer system are available in the Halyk application.
Yes, to replenish a deposit you need to:
• open Halyk and go to the “Transfers” section
• choose “Between my accounts.”
• choose the debit account (card/current account) and the deposit to which you need to transfer funds
• then specify the transfer currency, and the exchange rate will be displayed automatically for your convenience
• click “Next”
Done!
The current cashless exchange rate at the time of the transaction will be applied when the operation is performed.
• open Halyk and go to the “Transfers” section
• choose “Between my accounts.”
• choose the debit account (card/current account) and the deposit to which you need to transfer funds
• then specify the transfer currency, and the exchange rate will be displayed automatically for your convenience
• click “Next”
Done!
The current cashless exchange rate at the time of the transaction will be applied when the operation is performed.
es, to make a partial withdrawal from a deposit you need to:
• open Halyk and go to the “Transfers” section
• choose “Between my accounts.”
• choose the deposit and the account to which you need to transfer funds
• then specify the transfer currency, and the exchange rate will be displayed automatically for your convenience
• click “Next”
Done!
The current cashless exchange rate at the time of the transaction will be applied when the operation is performed.
• open Halyk and go to the “Transfers” section
• choose “Between my accounts.”
• choose the deposit and the account to which you need to transfer funds
• then specify the transfer currency, and the exchange rate will be displayed automatically for your convenience
• click “Next”
Done!
The current cashless exchange rate at the time of the transaction will be applied when the operation is performed.
The exchange rate for cashless currency purchase/sale for card transactions is established by the Bank daily and published on the Bank’s website at www.halykbank.kz.
You can find the limits for transfers on the Halykbank.kz website at the link below.
No, the withdrawal amount is limited by the minimum deposit balance.
Important! Transfer is unavailable for certain types of accounts and deposits (they are highlighted in gray in the dropdown list).
Important! Transfer is unavailable for certain types of accounts and deposits (they are highlighted in gray in the dropdown list).
Withdraw/transfer cash at Halyk Bank ATMs without a card:
1. To make a transfer:
• In the Halyk app, open the “Transfers” section
• Choose “Withdraw money without a card (at any Halyk Bank ATM)”
• Enter the amount and the recipient’s phone number
• Confirm the transfer via SMS
• You will receive an SMS with the first part of the code for withdrawal, and the recipient will receive the second part of the code.
2. To withdraw money from an ATM, you/the recipient need to:
• Press any button on the Halyk Bank ATM
• Chooe “Cash withdrawal by code”
• Enter the amount and both parts of the code from the SMS
Terms and conditions for withdrawing cash without a card at Halyk Bank ATMs:
• Fee:
- salary, pension, allowances, deposit funds – 0%;
- other receipts: up to KZT 300,000 per month - KZT 0, over KZT 300,000 – 1% of the transaction amount
• Maximum withdrawal amount via a trusted device: per transaction - USD 750, per day - USD 2,500, per month - USD 10,000
• Maximum withdrawal amount via an untrusted device: per transaction - USD 750/ KZT 300,000, per day - USD 1,200/ KZT 500,000, per month - USD 10,000/ KZT 4,200,000
• Minimum withdrawal amount – KZT 2,000
• The withdrawal amount must be a multiple of KZT 1,000 (an amount of 3,000 tenge is not available for withdrawal)
• The code is valid for 24 hours
IMPORTANT!
For Mastercard World Elite Imperial cards, the fee for cash withdrawal at an ATM (Cash withdrawal by code) in KZT, within the Bank’s network – is 1%, within the limit of USD 250,000 per month – KZT 0.
1. To make a transfer:
• In the Halyk app, open the “Transfers” section
• Choose “Withdraw money without a card (at any Halyk Bank ATM)”
• Enter the amount and the recipient’s phone number
• Confirm the transfer via SMS
• You will receive an SMS with the first part of the code for withdrawal, and the recipient will receive the second part of the code.
2. To withdraw money from an ATM, you/the recipient need to:
• Press any button on the Halyk Bank ATM
• Chooe “Cash withdrawal by code”
• Enter the amount and both parts of the code from the SMS
Terms and conditions for withdrawing cash without a card at Halyk Bank ATMs:
• Fee:
- salary, pension, allowances, deposit funds – 0%;
- other receipts: up to KZT 300,000 per month - KZT 0, over KZT 300,000 – 1% of the transaction amount
• Maximum withdrawal amount via a trusted device: per transaction - USD 750, per day - USD 2,500, per month - USD 10,000
• Maximum withdrawal amount via an untrusted device: per transaction - USD 750/ KZT 300,000, per day - USD 1,200/ KZT 500,000, per month - USD 10,000/ KZT 4,200,000
• Minimum withdrawal amount – KZT 2,000
• The withdrawal amount must be a multiple of KZT 1,000 (an amount of 3,000 tenge is not available for withdrawal)
• The code is valid for 24 hours
IMPORTANT!
For Mastercard World Elite Imperial cards, the fee for cash withdrawal at an ATM (Cash withdrawal by code) in KZT, within the Bank’s network – is 1%, within the limit of USD 250,000 per month – KZT 0.
• Maximum withdrawal amount via a trusted device: per transaction – 750 USD, per day – USD 2,500, per month – USD 10,000.
• Maximum withdrawal amount via an untrusted device: per transaction – USD 750 / KZT 300,000, per day – USD 1,200 / KZT 500,000, per month – USD 10,000 / KZT 4,200,000.
• Minimum withdrawal amount: KZT 2,000 / equivalent in currency per day.
• The amount must be a multiple of KZT 1,000 (you cannot withdraw exactly 3,000).
• Maximum withdrawal amount via an untrusted device: per transaction – USD 750 / KZT 300,000, per day – USD 1,200 / KZT 500,000, per month – USD 10,000 / KZT 4,200,000.
• Minimum withdrawal amount: KZT 2,000 / equivalent in currency per day.
• The amount must be a multiple of KZT 1,000 (you cannot withdraw exactly 3,000).
Limits when transferring funds in the Halyk app:
For an untrusted device:
• USD 750 per transaction (equivalent in KZT), USD 750 per day (equivalent in KZT), USD 10,000 per month.
For a trusted device:
• for an operation, 2,500 USD (equivalent in KZT), 5,000 USD per day (equivalent in KZT), 150,000 USD per month.
The maximum number is 100 transfers per day.
In the Republic of Uzbekistan, when making a transfer to a card, the following limits apply::
the maximum amount credited for the 1st operation is 12,000,000 UZS
the maximum amount of deposits per month is 132,000,000 UZS
For an untrusted device:
• USD 750 per transaction (equivalent in KZT), USD 750 per day (equivalent in KZT), USD 10,000 per month.
For a trusted device:
• for an operation, 2,500 USD (equivalent in KZT), 5,000 USD per day (equivalent in KZT), 150,000 USD per month.
The maximum number is 100 transfers per day.
In the Republic of Uzbekistan, when making a transfer to a card, the following limits apply::
the maximum amount credited for the 1st operation is 12,000,000 UZS
the maximum amount of deposits per month is 132,000,000 UZS
Yes, you can transfer funds from a card of another bank to your Halyk Bank card in the Halyk app.
To ensure additional protection of your funds from unauthorized actions by third parties, limits are set by default on the following payments and cash withdrawals on cards.
• Restrictions on the maximum cash withdrawal amount
• Restrictions on online transactions
• Restrictions on transactions at POS terminals
• Restrictions on transactions at chip-less ATM
• Restrictions on brokerage services
You can independently temporarily cancel/set limits in Halyk app.
• Restrictions on the maximum cash withdrawal amount
• Restrictions on online transactions
• Restrictions on transactions at POS terminals
• Restrictions on transactions at chip-less ATM
• Restrictions on brokerage services
You can independently temporarily cancel/set limits in Halyk app.
You can find the limits for transfers on the Halykbank.kz website at the link below.
Yes, there are restrictions on the minimum deposit replenishment amount in Halyk:
1. From card to deposit:
• minimum amount of KZT 50/USD 1/EUR 1
• maximum amount – unlimited
Replenishing the deposit from credit cards is not possible.
2. From account to deposit:
• minimum amount of KZT 50/USD 1/EUR 1
• maximum amount – unlimited
1. From card to deposit:
• minimum amount of KZT 50/USD 1/EUR 1
• maximum amount – unlimited
Replenishing the deposit from credit cards is not possible.
2. From account to deposit:
• minimum amount of KZT 50/USD 1/EUR 1
• maximum amount – unlimited
You can remove the restriction on online card payments in the Halyk app:
1. Open Halyk
2. Choose the desired card
3. Click “Remove Restrictions”
4. Choose “For online transactions” from the dropdown list
5. Specify the number of days for which the restriction will be lifted
Done!
1. Open Halyk
2. Choose the desired card
3. Click “Remove Restrictions”
4. Choose “For online transactions” from the dropdown list
5. Specify the number of days for which the restriction will be lifted
Done!
You can remove the limit from your card in Halyk:
1. Log in to Halyk
2. Choose the desired card
3. Click “Remove Restrictions”
4. Choose the appropriate option from the dropdown list
5. Specify the required number of days for which the restriction will be lifted.
1. Log in to Halyk
2. Choose the desired card
3. Click “Remove Restrictions”
4. Choose the appropriate option from the dropdown list
5. Specify the required number of days for which the restriction will be lifted.
You can remove the cash withdrawal limit via Halyk ATM as follows:
1. Log in to Halyk
2. Choose the desired card
3. Click “Remove Limit”
4. Choose “To Max. Withdrawal Amount” from the dropdown list
5. Specify the number of days for which the limit will be removed
Done!
1. Log in to Halyk
2. Choose the desired card
3. Click “Remove Limit”
4. Choose “To Max. Withdrawal Amount” from the dropdown list
5. Specify the number of days for which the limit will be removed
Done!
You can set card limits in Halyk:
• click on the desired card
• in the “Limits” section, choose “Set Limits”
• click on the desired card
• in the “Limits” section, choose “Set Limits”
In Halyk, transfers to third parties are available by recipient account number in the “Transfers” section. Using this option, you can transfer funds to a card account or current account opened at any bank, as well as to replenish deposit accounts and repay loans at other banks.
A fee is charged according to the rates for your card or account from which you are making the transfer.
A fee is charged according to the rates for your card or account from which you are making the transfer.