• Pay for your purchases with bonuses using Halyk QR at Halyk POS terminals.
• Use bonuses to pay for services in the Halyk SuperApp (utilities, mobile communication, fines, transport, etc.).

* There are special features and exceptions "

When paying via Halyk QR at Halyk POS terminals, select «Use bonuses».

• Open Halyk Super App and go to Payments
• choose a service (e.g. “Mobile communication”) and a payment method “Bonuses”

Note: except for payments that do not have the option to choose payment with bonuses in Halyk app.

For most payments in Halyk, such as utilities, Internet, TV, mobile communication, landline, transport, schools, education, shopping, airline tickets, security, fines, taxes, and other services.
However, there are also payments in Halyk app that do not support payment with bonuses option (no payment with bonuses option).

The customer cannot pay with bonuses for the following in Halyk:
- “Online games, Internet games, casino, and gambling”;
- “Payments, transfers for loans with STB”;
- “Transfers to deposits with other banks, pawnshops, brokerage accounts”;
- “Replenishment of e-wallets” (e.g. QIWI wallet);
- “Microcredits. Financial services. Pawnshops”;
- “Membership fees of government/religious organizations”;
- and payments in Halyk Super App that do not support payment with bonuses option.