1. Go to the website www.mechta.kz and choose an item
2. Add the chosen item to your cart.
3. Fill in your contact details and choose a delivery method (delivery or self-pickup).
4. In the “Payment Method” field, choose payment via Halyk Bank credit or installment plan and specify the desired loan or installment period.
5. Confirm your order and receive your order number via SMS.
6. Open Halyk*, on the Home** choose “Installment Plan”.
7. Choose “Evrika” and enter the order number received via SMS.
8. Check the chosen products, amount, and period, and click “Next”.
9. Read the terms and conditions and sign with your Electronic Digital Signature (EDS) issued by the Bank.
10. Confirm your consent with a 4-digit code from SMS.
• If you chose self-pickup, tell the cashier the code from SMS.
• If you chose delivery, tell the courier the code from SMS when receiving the item.

Done! Your order is valid for 3 days from the date of creation.

* To apply for an installment plan or credit, you need to complete online registration in Halyk with video identity verification without visiting outlet.
** Based on the chosen period, choose to apply for credit or an installment plan.

1) Choose an item in the "Mechta.kz" store and obtain the order number from a consultant.
2) Open Halyk*, on the Home choose "Installment Plan".
3) Choose "Mechta.kz" and enter the order number.
4) Check the chosen items, amount, and period** and click "Next".
5) Read the terms and conditions and sign with your Electronic Digital Signature (EDS) issued by the Bank.
6) You will receive SMS with a 9-digit code:
• If you chose self-pickup, tell the code from the SMS at the store cash desk.
• If you chose delivery, tell the code from the SMS to the courier upon receiving the product.

Done!

* To apply for an installment plan or loan, you need to complete online registration with Halyk with video identity verification without visiting outlet.
** Depending on the chosen period term, choose to apply for a loan or an installment plan.

Even if you were not Halyk Bank customer, it is now easy to become a customer of the Bank! Download the Halyk app and get access to all Halyk Bank products and online services.

1. Download the Halyk app in Play Market for Android or in the App Store for iOS (iPhone)
2. Open the app and click “Register”:
• Enter your phone number
• Enter the code received via SMS sent to your mobile number
• Enter your IIN and read the Terms and Conditions of the Privacy Policy
• Complete video identity verification according to the instructions
• Set a 4-digit numeric access code in the app for future login
Done! Enjoy all the benefits of Halyk 24/7 around the world.

Registration and access recovery with passport details are possible on the Android platform starting from version 5.16.0 in Halyk.

Any products featured on the website www.mechta.kz or in the Mechta.kz point of sale.

There are no restrictions on the number of items purchased on credit/installments.
However, the order amount shall be at least KZT 4,000 and not exceed KZT 6,000,000.

The decision to approve an installment plan/loan is made automatically by the system within minutes, but please note that each application is considered individually.

The agreement is signed with an electronic digital signature. You provide consent for the issuance of the EDS during registration in the Halyk app when applying for installment/credit.