An investment account with Halyk Bank can be opened remotely in the Halyk app in the Investments section. Opening an investment account is performed free of charge.

No, in the app, account opening is only possible for residents of the Republic of Kazakhstan who are over 18 years of age.

If the customer can complete onboarding in Homebank, then it is available.

The account is opened within up to five days if there are no comments on the submitted list of documents. However, in practice, opening an investment account takes no more than 1 day.

You can replenish your investment account on the Home of the Investments section in the Halyk app.

Transfers within your accounts, including replenishing your investment account via Halyk app, are free.

The currency legislation of the Republic of Kazakhstan allows for foreign exchange transactions between residents of the Republic of Kazakhstan for transactions related to the acquisition, sale, payment of remuneration and/or redemption of securities with a nominal value denominated in foreign currency. Also, currency conversions are available in Halyk invest. You can easily convert your funds in KZT, USD, EUR, GBP, RUB currencies. There are no conversion fees.

Transfers in Halyk arrive within a few hours, but in practice, this happens within 5 minutes.

Repleinishment is possible in KZT, USD, EUR, GBP, RUB.

There is no fee for withdrawals and other transfers within accounts.

Since the sale of shares occurs on T+0, T+2, and T+3 settlement terms, the funds for withdrawal will be available after settlement, i.e., on the settlement day, and 2 and 3 business days after the sale, respectively. Transfers between your own accounts are processed within the day. Excluding paid fees.

This is not possible. Funds can be transferred from a brokerage account to your card account, and from your card account, all transfer operations are available.

Transfer limits are the same as for regular cards. The limit for selling securities is no more than USD 50,000 per day, with no limit per month. There is no limit on purchasing securities.

Securities can be transferred to the accounts of third parties upon providing a document confirming the transfer of ownership (a gift agreement, sales contract, or certificate of inheritance).

Yes

Transfer limits are the same as for regular cards.

The bank opens a standard multicurrency card for the customer for investment activities. Transfers are processed as usual, like for regular cards.