In Halyk app personal profile.

The prices are set by the seller in accordance with its internal policy.

No, repayment of the credit/installment plan can be done via Halyk app.

The repayment is automatic, the debit will be made from your Halyk Wallet card/account/e-wallet opened at the Bank.

1) You can replenish your card/account via:
• Cash-In ATMs
• transfer from card to card via Halyk
• from other banks that support card-to-card transfers
• via the payment terminal
• via cash desks in bank outlets

2) If you do not have an account and a bank card, then you need to replenish the Halyk Wallet e-wallet (each customer who received the goods on credit/ installments has an e-wallet).
In order to find out the details of the Halyk Wallet e-wallet, you need to download the Halyk app and log in by entering the password set during registration, then:
• In Halyk, choose "Halyk Wallet" on the Home
• Open "Settings" and choose "Request"

You can replenish your Halyk Wallet e-wallet:
• by transfer:
- from the card to the Halyk Wallet e-wallet number via Halyk
- from other banks' cards to the Halyk Wallet • e-wallet number
via Cash-In ATMs:
- choose "payment card fee"
- enter the number of Halyk Wallet e-wallet and replenish with the required amount
• via the Payment Terminal:
- choose functions - "Banking services" - "Account/card replenishment" - "Card replenishment"
- next, enter the IIN and the number of the Halyk Wallet e-wallet"

From 18 to 70

The maximum amount is up to KZT 6,000,000, for a period of up to 60 months.
The minimum loan amount of 6.12 months is KZT 4,000.
The minimum loan amount of 18,24,36,48,60 is KZT 10,000.

The maximum amount is up to KZT 2,000,000, the period is 3,6,12,18, 24 months.
The minimum installment amount of 3,6,12 months is KZT 4,000, installments of 18 and 24 months are KZT 10,000.

The minimum loan amount of 6, 12 months is KZT 4,000.
The minimum loan amount of 18,24,36,48,60 is KZT 10,000.


The minimum installment amount of 3,6,12 months is KZT 4,000, installments of 18 and 24 months are KZT 10,000

To apply for a credit in the online store, simply choose the “Buy in credit” on the goods page.

Consumer loans in the online store are provided in partnership with Halyk Bank.

Documents are not required. To apply for a credit, simply register in Halyk and go to the "Market" section.

Yes. If you have an existing loan, you can apply for a purchase credit. In each specific case, the decision is made individually and depends on the quality of your credit history and your solvency.

Yes, you have a unique opportunity to shop at our Halyk Market online store.

No work experience is required.

It depends on the income received and the customer's solvency, while the Bank provides for the requirement of the Republic of Kazakhstan Law regarding not exceeding the interim minimum.

Interest rate from 29% to 37% (Annual Effective Interest Rate from 32.8% to 43.9%) (the final decision on the interest rate is determined by the Bank’s decision).

Yes, consumer loan are eligible for refinancing both at Halyk Bank and at STB. We do not recommend refinancing installment plans, as there are no overpayments or interest charges on installment plans.

In case of a payment default on a scheduled payment, in accordance with the terms and conditions of the Bank Loan Agreement, a penalty will be charged at a rate of 0.5% per day of the debt amount.

ATTENTION! A payment default affects your credit history and may negatively impact your ability to obtain a loan in the future.

No supporting documents are required to process the order; you can try submitting an application.

You will be able to choose a payment date before submitting your application.

There are no fees or penalties for early repayment. You can make an early repayment on any day.