1) Choose the items and create an order in the partner app Airba, which is available in the App Store and Play Market.
2) Add the chosen items to the cart.
3) Fill in your contact details and choose a delivery method (delivery or self-pickup).
4) In the “Payment method” field, choose payment in credit or installments and indicate the desired credit or installment period.
5) After receiving an offer from Halyk Bank, go to the Halyk* app.
6) Check the chosen items, amount, period** and click “Next”.
7) Read the terms and conditions and apply the Electronic Digital Signature (EDS) issued by the Bank.
8) Confirm your consent with the code from SMS, and tell the code from SMS to the courier upon receiving the product.

Done! Your order is valid for 24 hours from the moment of creation.

* To apply for installments or credit, you need to complete online registration in Halyk with video identity verification without visiting an outlet.
** Depending on the chosen term, choose to apply for credit or installments.

Even if you were not Halyk Bank customer, it is now easy to become a customer of the Bank! Download the Halyk app and get access to all Halyk Bank products and online services.

1. Download the Halyk app in Play Market for Android or in the App Store for iOS (iPhone)
2. Open the app and click “Register”:
• Enter your phone number
• Enter the code received via SMS sent to your mobile number
• Enter your IIN and read the Terms and Conditions of the Privacy Policy
• Complete video identity verification according to the instructions
• Set a 4-digit numeric access code in the app for future login
Done! Enjoy all the benefits of Halyk 24/7 around the world.

Registration and access recovery with passport details are possible on the Android platform starting from version 5.16.0 in Halyk.

There are no restrictions on the number of items purchased on credit/installments.
However, the order amount shall be at least KZT 4,000 and not exceed KZT 6,000,000.

The decision to approve an installment plan/loan is made automatically by the system within minutes, but please note that each application is considered individually.

The agreement is signed with an electronic digital signature. You provide consent for the issuance of the EDS during registration in the Halyk app when applying for installment/credit.