International transfers of money from the sender’s bank account are made to the bank accounts of beneficiaries (individuals/legal entities) opened with other STBs on the territory of the Republic of Kazakhstan, and to the beneficiaries’ bank accounts opened with foreign banks.

2 to 5 business days

Individuals and legal entities

The transfer can be sent to an unlimited number of countries

Transfer currency - USD/EUR/RUB/CHF/GBP/CAD/AUD/SEK/TRY/JPY/KGS.

The following details are required for sending a SWIFT transfer:
• Sender’s ID;
• Full name/name, account number and the address of a beneficiary, SWIFT/BIC (additionally for a regional branch: VO code, code of reason for tax registration for a legal entity, IIN for an individual);
• City/country/name of the beneficiary bank;
• Purpose of payment code

Transfers are available in the app and in the Bank’s outlet.

Purpose of payment code (PPC) is a three-digit numeric code designating the purpose of payment. The chooseed PPC must match the purpose of payment.

The bank charges a fee for clarification of details according to the Bank’s tariffs.
Go to the “Transfers” – “All transfers” – “Transfer history” section.
choose transfer – “Request for refund/investigation”. choose the account for debiting the fee in tenge. choose the reason “Clarification of transfer details” then edit the goods to be changed and send the request.

To cancel a transfer in Halyk, find the transfer in the Transfer history, open it and tap Cancel if this function is available at the time of this action.

agreements, constituent documents, including amendments and (or) additions thereto, as well as other documents on the basis of and (or) in fulfilment of which currency transactions are made;

Types of contracts (transactions) subject to registration:
financial loans, equity participation, transactions with securities, participatory interest and derivative financial instruments, acquisition of title to real estate, except for movable things equated or classified as real estate by the laws of the Republic of Kazakhstan, acquisition of fully exclusive rights to intellectual property goods, the transfer of money and other property in fulfilment of obligations of a joint operator, in fiduciary management, trust, transfer of money and financial instruments to professional participants of the securities market who perform currency operations on customers’ instructions, to accounts for accounting and safekeeping of the customers’ money, gratuitous transfer of money and other currency assets.

Sending via Halyk app:
1. In the “Transfers” section, go to “All Transfers” and choose “SWIFT: Send Transfer.”
2. Fill in the transfer information. If necessary, attach documents by taking photos (file size should not exceed 20 MB).
Important! All fields shall be filled in using the Latin alphabet. If the transfer is in Russian rubles or Kyrgyz soms, you can submit the application in Cyrillic.
3. Read the terms and conditions for currency transfers and confirm the transfer with the code received via SMS.
4. After confirmation, your application will be reviewed by the Bank within one business day.
5. If additional information/documents are required, you will receive a notification.
6. Track the status of the transfer in the “Transfer History” tab.

You can register a new contract in a separate section called “All Transfers” and then choose “FX Contracts” - “Contract Registration”. In the window that opens, you need to fill in the “Contract Number” if available; if there is no number, you can leave it blank. Next, you need to fill in the “Contract Date” and, if necessary, attach documents by taking a photo of them (the file size should not exceed 20 MB). You can track the status of the application in the “Transfer History”.

You can submit a transfer with a selection of an active/registered contract, or register a new contract directly within the transfer request.
You can also register a contract in a separate section, “FX Contracts” - “Contract Registration.”

You can send the transfer from your current account and from a card, excluding special cards, credit cards, corporate cards, and electronic wallets (Wallet).

No. To send the transfer, the system can automatically convert the amount at the Bank's exchange rate into the transfer currency. The conversion rate is displayed on the application screen.
Opening an account in the transfer currency is not required.

Transfer limits from a trusted device:
• Maximum amount per single transfer – USD 10,000
• Maximum daily transfer amount – USD 10,000
• Maximum monthly transfer amount – USD 150,000

Transfer limits from an untrusted device:
• Maximum amount per single transfer – USD 750
• Maximum daily transfer amount – USD 750
• Maximum monthly transfer amount – USD 10,000

To mark a device as trusted, log out of the Halyk app, click the “Register” on the login screen, and follow the instructions. You may need to provide identification during registration, so please ensure you have it available.

If the transfer received by the Bank requires additional information from the customer, you need to go to the “Transfers” section, then to the “All Transfers” section, and choose “SWIFT: Receive Transfer.” Next, you need to “go to transfer details” and raed the comment on the incoming transfer. Fill in the transfer information. If necessary, attach documents by taking a photo (the file size should not exceed 20 MB). Then send it for review for crediting funds. After the Bank successfully verifies the provided information, the transfer will be credited to your account.

To initiate a return/investigation for SWIFT transfers, go to the "Transfers" section, navigate to the "History" tab at the top, choose the transfer – "Go to Details," and then click "Return Transfer/Investigation" at the bottom. Next, choose "Reason for Return" and choose the account from which to debit the fee.