1. Western Union transfers can be sent and received without visiting branches in Halyk.
2. Shipping geography - more than 200 countries and territories of the world
3. Transfer currency - KZT, USD
4. The time of receipt is within a few minutes*
5. Tariffs - The commission for the client is set by Western Union, the tariffs are posted on the Bank's website
The Halyk tariff is 0.7% of the transfer amount (min 1USD)

1. Go to the Halyk portal
2. In the "Transfers" section, select the “Western Union” section > Send the Transfer
3. Fill out the electronic form
4. Check the data and read the terms of transfer
5. Enter the SMS code sent to the trusted phone number
6. Money transfer control number (MTCN) will be available in the transfer application, which can be printed in the Transfer Archive, it will be sent as an SMS to the customer’s trusted phone number

1. Go to the Halyk portal
2. In the "Transfers" section, select the “Western Union” section > Receive the Transfer
3. Fill out the electronic form
4. Check the data and read the terms of transfer
5. Confirm receipt of transfer by SMS code
6. The amount will be credited instantly to the specified account

You can find the limits for transfers on the Halykbank.kz website at the link below.

"To revoke/cancel a Western Union transfer, you must:
1. In your personal Halyk account, in the "Stories" section, find the translation
2. Select the option "Withdrawal of transfer" or "Cancellation of transfer" and the account for crediting
3. Confirm the operation with the code received in the SMS
In case of successful withdrawal/cancellation of the transfer, the amount will be credited to the client's specified account.

If the transfer is withdrawn, the Western Union commission will not be refunded."

Dear customers of Halyk Bank JSC, in order to prevent fraudulent money transfer operations, we ask you to follow a few simple security measures:

1. When making transfers, do not disclose transfer details to third parties (either partially or completely, including the transfer number).
2. Be careful when processing a transfer, make sure that no one can overhear/see the transfer information, as fraudsters may forge documents to receive the transfer using this information. Keep transfer details in a place inaccessible to third parties.
3. Avoid sending transfers to unfamiliar individuals. Remember that in this case you may become a victim of fraud. Send funds to people you know and trust.
4. If you receive a request from an unfamiliar person to provide a copy of the transfer request or other information about the transaction – immediately stop communicating with this person, as this is likely an attempt to defraud you. Money transfers, under no circumstances, can be used as proof of solvency.
5. Do not send money transfers long before they are to be received, for example, when planning a trip abroad. Money transfer services allow you to receive a transfer within 10-15 minutes.
6. Do not respond to calls/emails/SMS messages received from a person claiming to be from the Bank regarding the need to send/receive a transfer. The Bank does not call customers or send messages/SMS about sending/receiving a transfer.
7. Do not respond to calls/emails/SMS messages informing you that you have won a lottery/prize, for which you need to send a certain amount of money to process, pay taxes, customs duties, etc.