No more need to stand in line with a loan manager. Take advantage of the new online shopping service from Halyk Bank and Technodom:
make instant purchases on installment plan or credit without visiting a bank outlet.

Terms and conditions:

1. Interest rate for installment payments – 0%, loan interest rate – from 29% to 37% (Annual Effective Interest Rate from 32.8% to 43.9%) (determined individually)
2. Period:
• Installment – 3, 6, 12 months
• Loan – 6, 12, 24, 36, 48, 60 months
3. Maximum amount:
• Installment – up to KZT 2,000,000
• Loan – up to KZT 6,000,000
4. Fee free
5. Partial early repayment – no fees in Halyk app (in the amount of at least one payment)
6. Full early repayment – no fees in Halyk app

• Interest-free installment plan with no overpayments
• Loan period up to 60 months
• Maximum amount – KZT 6,000,000
• Online application without contacting a credit manager
• Possibility to purchase any product in Technodom retail or online stores
• No fees
• Fast decision on installment plan/loan approval in 1 minute
• Partial/full early repayment available in Halyk app without fees

You can purchase goods either in Technodom online store without visiting a physical store, or in Technodom retail stores in your city.
Installment plans/credit are available in any city, as item delivery is performed all over the country (you will receive more detailed information during the checkout process. Delivery terms and conditions/item availability in a particular city depends on the specific item you choose)

• age from 18 to 70
• ID card/ residence permit
• possession of a mobile phone with a front-facing camera (iOS version 12.0 or higher)

No work experience is required.

This depends on the income received and the customer’s solvency, while the Bank also complies with the requirement of the Republic of Kazahstan Law regarding not exceeding the interim minimum.

Individually, depending on the established interest rate.

The maximum loan amount is from KZT 4,000 to KZT 6,000,000;
At the same time, the approach to calculating the maximum amount for each customer is individual.

Yes, consumer loan are eligible for refinancing both at Halyk Bank and at STB. We do not recommend refinancing installment plans, as there are no overpayments or interest charges on installment plans.

In case of a payment default on a scheduled payment, in accordance with the terms and conditions of the Bank Loan Agreement, a penalty will be charged at a rate of 0.5% per day of the debt amount.

ATTENTION! A payment default affects your credit history and may negatively impact your ability to obtain a loan in the future.

Consider the offer from Technodom for an alternative item within the approved amount.

The guarantee period depends on the type and brand of the chosen product.
You can find the exact guarantee period in the store, or directly when receiving the product.

You can find the working hours of stores/point of sales on the website of the chosen store.