1. Go to the website www.alser.kz and choose a product.
2. Choose the payment method "Credit/Installment", and the broker service
3. Fill in the details, then click "Place Order."
4. Enter the code received via SMS.
5. After receiving approval, choose Halyk Bank.
6. Follow the link provided in the SMS to continue applying for installmet/ credit in Halyk.
7. Enter your Halyk login and password and click the "Login"
8. Continue the application by clicking the "Check"
9. Check the chosen products and amount, specify the period, and click "Continue."
10. Read terms and conditions and sign with your Electronic Digital Signature (EDS) issued by the Bank.

* to apply for installment or a credit, you need to complete online registration in Halyk with video identity verification without visiting outlet
** Based on chosen period, choose applying for credit or an installment plan.

If you decided to purchase goods in a retail store (Technodom, Sulpak, Mechta, Alser, Evrika, Fora, etc.), simply follow a few easy steps:
• Choose the goods in the store and obtain the order number from the consultant
• Open Halyk*, in the “Menu” section, choose “Goods in installments/credit”
• Choose the store and enter the order number
• Check the chosen goods and amount, specify the period, and click “Continue”
• Review the terms and conditions and sign with your Electronic Digital Signature (EDS) issued by the Bank
• Confirm your consent
Done!

* If you are not registered in Halyk, click the “I am a new customer” and register with Halyk with video identity verification.

Even if you weren't a Halyk Bank customer before, it's now easy to become one! Download Halyk app and get access to all Halyk Bank products and online services.
1. Download Halyk app from Play Market for Android or from the App Store for iOS (iPhone).
2. Open the app and tap “Register”:
• Enter your phone number
• Enter the code received via SMS sent to your mobile number
• Enter your IIN and read the Terms and Conditions of the Privacy Policy
• Complete video identity verification according to the instructions
• Set a 4-digit numeric access code in the app for future login
Done! Enjoy all the benefits of Halyk 24/7 worldwide.

Registration and access recovery with passport details are possible on the Android platform starting from version 5.16.0 in Halyk.

Any products featured on the website www.alser.kz or in Alser point of sale.

There are no restrictions on the number of items purchased on credit/installments.
However, the order amount shall be at least KZT 4,000 and not exceed KZT 6,000,000.

The decision to approve or reject is made automatically by the system within 60 seconds, but please keep in mind that each application is considered individually.

The agreement is signed with an electronic digital signature. You provide consent for the issuance of the EDS during registration in the Halyk app when applying for installment/credit.