Purchase tickets in installments or on credit in just a few minutes.
1. Installment interest rate – 0%, credit rate – from 29% to 37% (Annual Effective Interest Rate from 32.8% to 43.9%) (determined individually).
2. Period:
• Installments – 3 months.
• Credit – 6, 12, 24, 36, 48, 60 months.
3. Maximum amount:
• Installments – up to KZT 2,000,000
• Credit – up to KZT 6,000,000
4. Fee free
5. Partial early repayment – no fees in Halyk app (minimum amount equal to one payment).
6. Full early repayment – no fees in Halyk app

• Booking flights and train tickets to anywhere in the world is available in the Halyk Travel app, which is available in the App Store and Play Market.
• Access to a vast database of regular, charter, and low-cost flights: 750 airlines.
• Purchase tickets to any destination on Earth.
• No intermediary percentages or other additional fees.
• Online installment plan оформление without interest or overpayments.
• Loan – up to 60 months.
• Maximum amount – up to KZT 6,000,000
• No fees
• Partial/full early repayment is available in Halyk app without fees.

Booking flights and train tickets to anywhere in the world can be done in Halyk Travel app, which is available in the App Store and Play Market.

• age from 18 to 70
• ID card/ residence permit
• possession of a mobile phone

No work experience is required.

It depends on the income received and the customer's solvency, while the Bank provides for the requirement of the Republic of Kazakhstan Law regarding not exceeding the interim minimum.

The minimum loan/installment amount is KZT 4,000, and the maximum amount is KZT 6,000,000. However, the calculation of the maximum amount for each customer is individual.

Yes, consumer loan are eligible for refinancing both at Halyk Bank and at STB. We do not recommend refinancing installment plans, as there are no overpayments or interest charges on installment plans.