Infinite
Advantages
Earn more!
Earn up to 1%* bonus for purchases made via Halyk POS terminals (via QR, Apple Pay, Samsung Pay, Google Pay)
10% – maximum bonus on special programs and promotions
30% – maximum bonus in Halyk Club partners' network
* Special features and exceptions to bonus awarding are applied (more details)
Spend bonuses everywhere!
- pay for purchases and services with bonuses at Halyk POS terminals
- make payments in Halyk app (except where there is no option to choose payment with bonuses).
Условия
Limit | KZT 7,500,000 |
Grace period | up to 60 days |
Loan period | up to 36 months |
Currency | KZT |
Interest rate | from 24%, Annual Effective Rate of Return from 26.8% |
Age | 21-58 for women, 21-63 for men |
Work experience | from 6 months |
Confirmed income | from KZT 60,000 |
Monthly repayment amount | 5% of the amount, not less than KZT 2,000/USD 15/EUR 10 |
Insurance | EUR 137,380 |
The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.
In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:
- accruе forfeit (fine, penalty);
- foreclose on the money in the borrower's bank accounts;
- transfer the debt to a collection agency for pre-trial collection and settlement;
- file a lawsuit in court
How to apply
Visit any bank branch
Bring your ID card