Housing under construction from the partner developer
You can obtain a decision within 5 minutes without leaving your home
This product participates in the “Gift Marathon” promotion
When you apply for a loan, you automatically become a participant in the weekly prize draw and the grand prize draw.
Преимущества
Terms
| Borrower requirements |
|
| Period of loan | from 12 months to 240 months |
| Down payment | at least 20% of the cost of housing |
| Security | against the acquired housing |
| Interest rate | from 1,1% before 18% (AEIR from 1,1% before 19,6%) |
* The Bank reserves the right to request additional documents
A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.
The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
| Application processing | 0% |
| Origination | 0% |
| Partial or full early repayment |
|
| Insurance of pledged property | provided by the Bank (upon commissioning) |
| Personal insurance | with the consent of the borrower (at his own expense) |
How to apply
Submit an application on the partner Developer’s website and obtain a preliminary decision from the Bank
Select an apartment on the partner Developer’s website
Sign in Halyk app and acquaint yourself with the Bank’s decision
Make the down payment and sign the shared construction participation agreement with the Developer
Sign in Halyk app the loan documents with your electronic signature
The pledge will be registered online, and the loan funds will be credited to the Developer’s account
Done! Be the owner of your own home!
