Advantages
2% bonus on purchases
Free cash withdrawals up to USD 500 per month
Travelers insurance
Free annual service (subject to fulfillment of terms a conditions)
Earn more
- 2% – permanent bonus* on all payments made via Halyk POS terminals
- 10% – maximum bonus for special programs and promos
- 30% – maximum bonus in the Halyk Club partner network
* There are exceptions to the awarding of bonuses (details)
Spend your bonuses everywhere!
- Pay for purchases and services with bonuses at Halyk POS terminals.
- Make payments in Halyk app (except for payments where it is not possible to choose to pay with bonuses).
- Exchange Halyk bonuses for Nomad points and other Halyk Club partners
Additional privileges from Mastercard
Dragon Pass
Access to Dragon Pass business lounges worldwide
Luggage wrapping
Free luggage wrapping at airports
Fast Track
Accelerated processing of formalities at the airport
Insurance for the whole family up to USD 750,000
Medical expenses, hospitalization, flight or luggage delays, etc.
Insurance for travelers abroad
Insurance from HALYK Insurance Company
Concierge service from Visa
Get travel advice, learn about the services available with your card, find the information you need, and more.
Get advice
Terms and conditions
Issuance | KZT 0 |
Currency | KZT, USD, EUR |
Annual service fee | Free of charge, subject to the following condition:
|
Bonuses | 2% on all purchases* + additional bonuses under the Halyk+ program |
| Cash withdrawals at ATM | In the Halyk network:
In the STB network:
Abroad:
|
| Transfers from Halyk Bank card to card | KZT 0 |
| Transfers from card to cards of other banks | KZT 200 |
Insurance certificate from Halyk Insurance Company JSC | up to EUR 50,000 |
Halyk Club loyalty program terms and conditions: bonus territory.
The full list of privileges can be found at the link.
How to issue a card
1
Open a digital card in 1 minute in Halyk app
1
Visit the personal service center or VIP center
2
Provide a document proving your identity





