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No collateral up to 7,000,000₸

Quick application

This product participates in the “Gift Marathon” promotion

When you apply for a loan, you automatically become a participant in the weekly prize draw and the grand prize draw.

Learn more

Benefits

loans to self-employed, military personnel and pensioners
loans to self-employed, military personnel and pensioners
max. 7 000 000 tenge
max. 7 000 000 tenge
min 17,5% max 38% (AEIR from 28,7% to 45,3%)
min 17,5% max 38% (AEIR from 28,7% to 45,3%)
no fees for partial and full early repayment in the Halyk
no fees for partial and full early repayment in the Halyk
loans to military personnel and pensioners
loans to military personnel and pensioners

Conditions

Interest ratemin 17,5% max 38% (AEIR from 28,7% to 45,3%)
Refinancing at the customer’s discretion
  • with arrangement fee – min. 4% of the loan amount
  • without fee
  • with insurance
Maximum amount of a refinanced loan7,000,000 tenge
Termup to 5 years
Partial and full early repaymentwithout fees in the Halyk app


The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.

In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:

  • accruе forfeit (fine, penalty);
  • foreclose on the money in the borrower's bank accounts;
  • transfer the debt to a collection agency for pre-trial collection and settlement;
  • file a lawsuit in court

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