No collateral up to 7,000,000₸
Benefits
loans to self-employed, military personnel and pensioners
max. 7 000 000 tenge
min 12% max 38% (AEIR min 24.9% max 45.3%)
50% discount on life insurance
no fees for partial and full early repayment in the Halyk
loans to military personnel and pensioners
Conditions
| Interest rate | min 12% max 38% (AEIR min 24.9% max 45.3%) |
| Refinancing at the customer’s discretion |
|
| Maximum amount of a refinanced loan | 7,000,000 tenge |
| Term | up to 5 years |
| Partial and full early repayment | without fees in the Halyk app |
The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.
In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:
- accruе forfeit (fine, penalty);
- foreclose on the money in the borrower's bank accounts;
- transfer the debt to a collection agency for pre-trial collection and settlement;
- file a lawsuit in court