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Voice Assistant
Deposits
Депозиты онлайн
Откройте онлайн надежный депозит с высокой ставкой
Transfers
На номер телефона
Переводы на мобильный номер клиенту любого банка РК в приложении Halyk

No collateral up to 7,000,000₸

Benefits

loans to self-employed, military personnel and pensioners
loans to self-employed, military personnel and pensioners
max. 7 000 000 tenge
max. 7 000 000 tenge
min 12% max 38% (AEIR min 24.9% max 45.3%)
min 12% max 38% (AEIR min 24.9% max 45.3%)
no fees for partial and full early repayment in the Halyk
no fees for partial and full early repayment in the Halyk
loans to military personnel and pensioners
loans to military personnel and pensioners

Conditions

Interest ratemin 12% max 38% (AEIR min 24.9% max 45.3%)
Refinancing at the customer’s discretion
  • with arrangement fee – min. 4% of the loan amount
  • without fee
Maximum amount of a refinanced loan7,000,000 tenge
Termup to 5 years
Partial and full early repaymentwithout fees in the Halyk app


The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.

In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:

  • accruе forfeit (fine, penalty);
  • foreclose on the money in the borrower's bank accounts;
  • transfer the debt to a collection agency for pre-trial collection and settlement;
  • file a lawsuit in court