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What is Halyk Club?

Thousands of bonuses every day

Halyk Club

Halyk Club is the largest network of Halyk partners offering the opportunity to earn bonuses, pay with bonuses, and buy goods in instalments.

More than 20,000 Halyk Club partner points of sales cooperate with us, including more than 18,000 points of sales offering instalment plans.

Get bonuses on every purchase


30% – maximum bonus in Halyk Club partner network (please contact Halyk Club partners for the actual bonus amount)

10% – maximum bonus on special programs and promotions

Earn up to 1%* bonus for purchases made via Halyk POS terminals (via QR, Apple Pay, Samsung Pay, Google Pay)

1%* – payments in the Mobile Сommunications category made in Halyk application from 04.16.2024 to 07.16.2024 (exceptions applied)*

Note: Excluding payments for foreign transactions, including payments on foreign websites

* Special features and exceptions to bonus awarding are applied (more details)

Pay with bonuses
  • pay for purchases and services with bonuses at Halyk POS terminals
  • pay with bonuses in Halyk app (except for payments without the option to choose payment with bonuses).

How to open a plastic card:

  • In Halyk app with free delivery: section “Accounts” > Select card > Order card
  • At any Halyk outlet within 5 minutes
  • At card issuing terminals within 1 minute

    Pay in Halyk app without commissions: utilities, mobile, internet, and other services.

    Note: except for payments without the option to choose payment with bonuses in Halyk app.
Buy in instalments

Halyk Light cards offer you a 4-month instalment plan with no interest or overpayment at more than 18,000 instalment plan partner's points of sales.

Halyk Light card purchases outside the partner network (at POS terminals of other banks) are subject to a 4% instalment plan with a monthly fee of 1% of the purchase amount.

Please contact your partner to find out its status of participation in Halyk Club instalment plan.

The Bank reserves the right to change unilaterally the terms of the promotion, including suspending or extending the term of the promotion without notice to customers.


BONUS CLUB RULES FOR INDIVIDUALS

Exceptions