Halyk

Even if you are not a Halyk customer, you can do it without visiting any bank branch: download Halyk application and get access to all products and online services of Halyk. Find helpful tips and guides below on this page. You can become a customer of Halyk without visiting its outlets: download Halyk application and get access to all products and online services of Halyk. Please find below some useful tips and instructions.

All bank products online

• Online opening of Halyk Bonus Digital Card, order and free delivery of a plastic card 
• Online loan, refinancing a loan of up to KZT 7 million within 5 minutes
• Online Mortgage application for completed housing and housing under construction
• Unsecured car loan of up to KZT 10 million within 5 minutes for up to 84 months
• Online installment plan in retail and online stores of the Bank's partners
• Market is your new assistant in the world of online bargain shopping by installments
• 24/7 online opening and management of deposits
• Applying for maternity allowance and child home care allowance for children under 1 year of age
• Contactless payments Google Pay, Apple Pay and QR

Access to the Bank's online services

• Setting and changing PIN number without re-issuing the card and visiting the branch
• Halyk Club – club of privileges for all Halyk cardholders
• Halyk Info – your personal assistant who will answer more than 1,000 questions
• Bank on Map and ATM Locator – fast search for an outlet and ATM near you in the Halyk App
• Cash withdrawal without card
• Push notifications

Paying with bonuses in Halyk*

• Make no-fee payments in Halyk: utility bills, mobile communication, taxes, penalties, loans, air tickets, transportation, kindergartens and 7,000+ other services
• Spend your bonuses to pay for mobile communication, utilities, transportation, and other services

*exceptions applied

Instant transfers in Halyk

• Transfers by mobile phone number to Halyk customers with Face ID and Touch ID confirmation
• Transfers by mobile phone number to a card of any bank
• Transfers between own accounts, cards and deposits with Face ID and Touch ID confirmation without fees
• Transfers to cards of other banks of the Republic of Kazakhstan and foreign banks
• Transfers to Halyk ATMs for cardless cash withdrawal
• Western Union international online transfers
• QR code transfers to Halyk customers

1.    Download Halyk application for Android or iPhone

2.    Click "Enter/Register"

• Enter the code you received via SMS
• Enter your IIN and read the Privacy Policy
• Follow the instructions to pass the video ID verification
• Set your application access code

Done! Halyk Bonus Digital Card will be automatically opened for you after registration, so you can immediately start using all Halyk services

Order a plastic card where necessary:

• in Halyk and get it delivered for free: select a dogitak card in the "Accounts" section, go to "Services"/ "Order a card"

Create your own PIN code to your plastic card and set it in Halyk. Select a card in Accounts, select the PIN code service, then Set/Change PIN code and follow the instructions. To activate a new PIN code, make any transaction in Halyk.

Push-notifications are a free and secure service available to all Halyk customers.  The service improves the security of bank's transactions, reduces the risk of fraud and data misappropriation (e.g. change of trusted number).

Push-notifications are stored in Halyk which can be accessed via password or biometric data (fingerprint or Face ID) of the smartphone owner.

Enable notifications in Halyk app and stay informed about all bank transactions on your accounts and cards:

Go to Menu → Profile & Settings → Notifications → enable "Receive notifications".