«7-20-25»
Benefits
Terms
Loan purpose | Primary housing |
Interest rate | 7% (AEIR – 7.2%) |
Maximum cost of housing | KZT 25,000,000 - for Astana, Almaty, including their suburban areas within the boundaries defined by the legislation of the Republic of Kazakhstan, Aktau, Atyrau, and Shymkent KZT 20,000,000 - for Karaganda and Turkestan KZT 15,000,000 - for other regions |
Down payment | At least, 20% of the cost of housing |
Security | The acquired housing |
Proof of income | mandatory |
Fees | 0 tenge |
Borrower requirements* | - citizenship of the Republic of Kazakhstan - no real estate ownership - no outstanding mortgage housing loans - purchase of primary housing only ** (no restrictions on the Residential Complex) - the pledger can only be the borrower - one borrower may receive a loan only once |
* More information is available at the Bank
** Residential real estate for which the ownership right is registered for the first time upon its acquisition from the developer (customer) or other legal entities selling housing from the developer (customer)
*** Consider when calculating in a loan calculator
A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.
The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
How to apply
Contact any branch of the bank, or call by number 7111
Prepare a list of documents
Visit any branch of the bank