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Переводы на мобильный номер клиенту любого банка РК в приложении Halyk

Primary housing from BI Group

Mortgage for purchase of housing under construction. You can get a solution within 5 minutes in Halyk app without leaving your home

Benefits

down payment of at least 20%
down payment of at least 20%
without additional collateral
without additional collateral
primary housing
primary housing

Terms

Borrower requirements
  • citizenship of the Republic of Kazakhstan
  • proof of income 
  • 6-month track record at the last place of employment
  • from 21 to 63 years old at the moment repayment
Period of loan
from 12 months to 240 months
Down payment
at least 20%
Securityagainst the acquired housing
Interest rate
from 0.1% before 15,5% (AEIR from 0.1% before 16.6%)
Application lead time3 working days from the date of receipt of the full package of documents*

* The Bank reserves the right to request additional documents


A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.

The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:

  • impose a forfeit (fine, penalty);
  • foreclose on funds available on borrower's bank accounts;
  • transfer debt for soft collection and pre-trial settlement to collection agency;
  • file a lawsuit with a court.
Application processing
0%
Origination
0%
Partial or full early repayment
  • In Halyk mobile app – KZT 0
  • 0.1% of the outstanding loan, however, no less than KZT 30,000
Insurance of pledged propertyProvided by the Bank (upon commissioning)
Personal insurance
with the consent of the borrower (at his own expense)

How to apply

1

Get the solution in the Halyk SuperApp

2

Wait for a call from the bank

3

Submit the package of documents to the bank branch

Кеңес алу