Alser Installment Online

The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.

In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:

• accruе forfeit (fine, penalty);
• foreclose on the money in the borrower's bank accounts;
• transfer the debt to a collection agency for pre-trial collection and settlement;
• file a lawsuit in court

1. How to purchase goods by installments with Halyk in the online store?

1. Go to www.alser.kz website and select an item
2. Select payment method (by installments or loan), and service broker
3. Place your order and enter the code you received via SMS
4. Once approved, select Halyk Bank
5. Follow the link provided in the SMS to proceed with the installment/ loan application in Halyk
6. Enter your Halyk* username and password and click on Login
7. Continue with the application by clicking Verify
8. Check the selected items and the amount, specify the period and click "Next"
9. Read the terms and conditions and put an electronic digital signature issued by the Bank

Done!

2. How to purchase goods by installments with Halyk in the retail store?

1. Select an item from Alser and receive purchase order number from a consultant
2. Open Halyk*, select «Installment» on the main page
3. Select Alser and enter your purchase order number.
4. Check the selected items  and the amount, specify the period and click "Continue"
5. Read the terms and conditions and put an electronic digital signature issued by the Bank
6. Confirm your acceptance with the 4-digit code from SMS

Done!

* to apply for an installment plan or loan, you must go through an online registration at Halyk with video verification of your identity without visiting the branch

Information on debt and repayment schedule is available in the Halyk application

Outstanding amount: “Accounts” - “Loans”

Repayment schedule: when you click on installment/loan, information is available with the corresponding statuses

By transfer:

1. from the card to the Homebank e-wallet number in Halyk
2. from the other bank cards to the Homebank e-wallet number

By recharge in ATM:

1. select “top up the card”
2. enter your Homebank e-wallet number and deposit a desirable amount 

By recharge in the payment terminal:

1. select functions - “Banking services” - “Top up account / card” - “Top up card”
2. then enter the IIN and the number of the Homebank e-wallet

Find out the details of Homebank e-wallet in the Halyk application:

1. select “Homebank Wallet” on the main page
2. open "Settings" and select "Request"

By transfer:

• from Halyk Bank account or card in Halyk at no charge
• from another bank card

By recharge:

• at Cash-In ATMs
• in payment terminals
• at branch cashier