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Voice Assistant
Deposits
Депозиты онлайн
Откройте онлайн надежный депозит с высокой ставкой
Premium
Premium service
Halyk Private
A high level of comfort based on the principles of privacy
Transfers
На номер телефона
Переводы на мобильный номер клиенту любого банка РК в приложении Halyk
Go to Onlinebank Go to Halyk Club Go to Halyk

Mastercard World Elite

The best global privileges and advantages worldwide
Advantages
4% bonus on purchases
Free cash withdrawals up to USD 500 per month
Travelers insurance
Free annual service (subject to fulfillment of terms a conditions)

Earn more

  • 4% – permanent bonus* on all payments made via Halyk POS terminals
  • 10% – maximum bonus for special programs and promos
  • 30% – maximum bonus in the Halyk Club partner network

* There are exceptions to the awarding of bonuses (details)

Spend your bonuses everywhere!

  • Pay for purchases and services with bonuses at Halyk POS terminals.
  • Make payments in Halyk app (except for payments where it is not possible to choose to pay with bonuses).
  • Exchange Halyk bonuses for Nomad points and other Halyk Club partners
Additional privileges from Mastercard
Lounge Key
Access to Lounge Key business lounges worldwide
Cashback without borders
Bring back not only pleasant memories and memorable souvenirs from your trips abroad, but also substantial cashback
Fast Track
Accelerated processing of formalities at the airport
Access to VIP and CIP lounges
Visits to VIP and CIP lounges at airports in Kazakhstan
Concierge service from Mastercard
Get travel advice, learn about the services available with your card, find the information you need, and more.
Insurance
Insurance for the whole family up to USD 1,500,000
Insurance for a rented car
Insurance for travelers abroad
Insurance from HALYK Insurance Company

Get advise

Terms and conditions

Issuance

KZT 0

Currency

KZT, USD, EUR

Annual service fee

Free of charge, subject to the following the terms and conditions:

  • deposit balances of KZT 80,000,000 or more (based on the average daily balances in the customer's deposit accounts per month)

In other cases - KZT 5,000 per month

Bonuses4% on all purchases* + additional bonuses under the Halyk+ program 

Cash withdrawals at ATMs

In the Halyk network:
KZT 0 - up to KZT 2,000,000
1% – over KZT 2,000,000

In the Second tier Banks network:
KZT 0 – up to KZT 1,000,000
0.9% – over KZT 1,000,000

Abroad:
KZT 0 – up to USD 2,000
1.5% min KZT 1,000 – over USD 2,000


Transfers from card to card Halyk Bank

KZT 0
Transfers from card to card of other banksKZT 200
Insurance certificate from Halyk Insurance Company JSCup to EUR 110,360

Halyk Club loyalty program terms and conditions: bonus territory

How to issue a card

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