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Voice Assistant
Deposits
Депозиты онлайн
Откройте онлайн надежный депозит с высокой ставкой
Transfers
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Переводы на мобильный номер клиенту любого банка РК в приложении Halyk

Digital Mortgage

Halyk-тың цифрлық ипотекасы
Қосымшадағы батырмаларды бір-екі рет басып, арманыңыздағы үйге қол жеткізіңіз

Benefits

Approval in 1 minute
Approval in 1 minute
No limit on the amount
No limit on the amount
Insurance for the entire loan term
Insurance for the entire loan term

Program purpose

acquisition of ready-to-operate real estate

Interest rate

With fee
from 19% to 21% (AEIR from 21% to 25%)*

With no-fee
from 21% to 23% (AEIR from 23.1% to 25%)*

Loan period

6 to 240 months

Down payment

At least 20% of the cost of housing

Maximum loan amount

depending on the Applicant’s solvency

Security

commercial/non-commercial real estate

Insurance

provided by the Bank


* Term and amount of the loan subject to the terms determined by the Bank for this product


Application processing

0%

Origination

1% of the loan amount

Crediting to account

0%

Partial or full repayment of the loan:- in Halyk mobile app - KZT 0

- in the Bank's outlet - up to 1 year - 0.1% of the loan balance, but not less than KZT 30.000



How to apply

1

Apply in Halyk app

2

Fill in the application form

3

Get the Bank's decision