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American Express Blue

The unique transparent design and international benefits of American Express with 1% Cashback

Benefits

bonuses for purchases
bonuses for purchases
0 tenge for the 1st year service
0 tenge for the 1st year service
1% Cashback
1% Cashback

Earn more

Earn bonus for purchases made via Halyk POS terminals (via QR, Apple Pay, Samsung Pay, Google Pay).

Find out more about bonuses here.

* Special features and exceptions to bonus awarding are applied (more details)

More information on the terms and conditions of 3% air bonus is available at the link

Spend your bonuses everywhere!

  • pay for purchases and services using bonuses in Halyk POS-terminals
  • pay in Halyk app (except for payments for which there is no option to select payment with bonuses)

Cashback on Purchases!

1% Cashback on all purchases across Kazakhstan

*max Cashback – KZT10,000 per month

Conditions

Limit

up to 750 000 tenge

Grace period

up to 30 days

Currency

tenge

Age

21-58 for women, 21-63 for men

Interest rate

Min. 30%, AEIR min. 34.4%

Proof of income

from 40,000 for customers participating in the payroll project

from 50,000 for other customers

Min.payment

1% of the debt, at least, 2,000 tenge / 15 dollars / 10 euros  

Insurance

30,000 EUR

* CASHBACK is provided at reissue to the American Express Blue Card, upon the card expiration2


The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.

In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:

- accruе forfeit (fine, penalty);

- foreclose on the money in the borrower's bank accounts;

- transfer the debt to a collection agency for pre-trial collection and settlement;

- file a lawsuit in court

How to apply

1
2

License for banking and other operations and activities in the securities market №1.2.47/230/38/1 dated June 23, 2023 issued by Agency for regulation and development of the financial market of the Republic of Kazakhstan.

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