1. The monthly payment amount is debited automatically from the Halyk card on the payment date according to the schedule

Halyk Bank card replenishment methods:

• Transfer money  from account or card of Halyk Bank in Halyk (ios, android)
• Transfer money from a card of another bank
• Deposit cash in Halyk payment terminals
• Deposit cash in Halyk CASH-IN ATMs
• Deposit cash in the cash desk at Halyk branches

2. No fees for partial and full early repayment in the Halyk App

3. The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.

In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:

• accruе forfeit (fine, penalty);
• foreclose on the money in the borrower's bank accounts;
• transfer the debt to a collection agency for pre-trial collection and settlement;
• file a lawsuit in court.