American Express White
Benefits
Earn more
Earn up to 1%* bonus for purchases made via Halyk POS terminals (via QR, Apple Pay, Samsung Pay, Google Pay)
10% – maximum bonus on special programs and promotions
30% – maximum bonus in Halyk Club partners' network
* Special features and exceptions to bonus awarding are applied (more details)
More information on the terms and conditions of 3% air bonus is available at the link
Spend your bonuses everywhere!
- pay for purchases and services using bonuses in Halyk POS-terminals
- pay in Halyk app (except for payments for which there is no option to select payment with bonuses)
Conditions
Limit | Up to 2,000,000 tenge |
Grace period | Up to 45 days |
| Annual servicing fee |
|
Currency | tenge |
Interest rate | Min. 30%, AEIR min. 34.4% |
| Term | up to 36 months’ |
Min.payment | 1% of outstanding amount, at least 2,000 tenge/15 dollars/10 euro |
The borrower (an individual) shall be liable for non-fulfillment of obligations under the bank loan agreement.
In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to, without limitation:
- accruе forfeit (fine, penalty);
- foreclose on the money in the borrower's bank accounts;
- transfer the debt to a collection agency for pre-trial collection and settlement;
- file a lawsuit in court