Primary housing from BAZIS-A
Mortgage for purchase of housing under construction. You can get a solution within 5 minutes in Halyk app without leaving your home
Benefits
down payment of at least 20%
without additional collateral
primary housing
| Borrower requirements |
|
| Period of loan | from 6 months to 240 months |
| Down payment | at least 20% |
| Security | against the acquired housing |
| Interest rate (with fee) | from 17,5% before 20,5% (AEIR from 19,2% before 25%)* |
| Interest rate (with no-fee) | from 18,5% before 21,5% (AEIR from 19,5% before 25%)* |
| Application lead time | 7 business days |
* The Bank reserves the right to request additional documents
A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.
The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
| Application processing | 0% |
| Origination | 1% of the loan amount |
| Crediting to account | 0% |
| Partial or full early repayment of the loan |
|
| Insurance of pledged property | Provided by the Bank (upon commissioning) |
| Personal insurance | upon agreement with the borrower |
How to apply
1
Obtain a pre-approval in Halyk SuperApp
2
Contact any branch of the bank, or call 7111
3
Prepare a list of specified documents
4
Submit the list of documents to any branch of the bank