• Pay for purchases and services with bonuses at all retail outlets in Kazakhstan where Halyk POS terminals are installed
• Pay for utilities, mobile communications, internet, and other services in Halyk Super App.
* There are special features and exceptions "

When making a purchase, inform the cashier about payment with bonuses via Halyk POS terminal.

Payment with bonuses is not supported through POS terminals with integrated self-service cash desks (kiosks)

• Open Halyk Super App and go to Payments
• Select a service (e.g. “Mobile communication”) and a payment method “Bonuses”

Note: except for payments that do not have the option to select payment with bonuses in Halyk app.

For most payments in Halyk, such as utilities, Internet, TV, mobile communication, landline, transport, schools, education, shopping, airline tickets, security, fines, taxes, and other services.
However, there are also payments in Halyk app that do not support payment with bonuses option (no payment with bonuses option).

The customer cannot pay with bonuses for the following in Halyk:
- “Online games, Internet games, casino, and gambling”;
- “Payments, transfers for loans with STB”;
- “Transfers to deposits with other banks, pawnshops, brokerage accounts”;
- “Replenishment of e-wallets” (e.g. QIWI wallet);
- “Microcredits. Financial services. Pawnshops”;
- “Membership fees of government/religious organizations”;
- and payments in Halyk Super App that do not support payment with bonuses option.