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Until the terms and conditions are approved and amended, as of today, the co-borrower cannot repay the loan using the LSPP.

To partial or full repayment of Halyk Bank mortgage loan, no documents are required.
After submitting an online application for a repayment schedule in Halyk app, Bank manager will contact you within 2 business days. The Bank manager will provide a full consultation on the procedure.

After submitting an online application for LSPP in Halyk app, Bank manager will contact you within two business days. The Bank manager will provide a full consultation on the procedure and the need to provide the manager with a certificate of the outstanding loan balance for a mortgage loan from a second-tier bank, containing the following information:
1) loan type (mortgage loan)
2) outstanding loan balance

If the funds received from the LSPP are used to repay a mortgage loan or Halyk Bank loans, no fees will be charged. For the terms and conditions of partial or full early repayment of a loan from another bank, please contact the bank where the loan was obtained.

The transfer of funds from the special account will be performed by the Bank’s manager electronically after the customer provides Confirming documents (in case of an early full/partial full repayment of a loan from another Bank).

No separate request is required. The process of directing the LSPP funds to repay Halyk Bank loan is performed without the customer' s presence.

If there is a current/overdue payment on the loan, will the received amount from LSPP with UAPF be directed to repay the overdue debt?

With a partial early repayment of Halyk Bank mortgage loan, the monthly payment amount is reduced while maintaining the mortgage loan period.

If a customer wishes to repay the loan using their own funds, they can initiate a standard early repayment procedure at a Bank outlet the next day, or modify the loan terms and conditions to reduce the loan period.

If a customer makes early or full repayment of an existing mortgage loan using funds from the LSPP, while the mortgage was originally issued without the use of LSPP, the restriction on the alienation of the real estate for 5 years does not apply.

1. The use of the LSPP for its intended purpose should be completed within 10 business days of receipt into the customer's special account (the day the LSPP is credited to the customer's special account is not counted);
2. If the LSPP is not used for its intended purpose within 10 business days, the amount is subject to return to the UAPF within the timeframes established by the authorized operator and not contradicting the legislation of the Republic of Kazakhstan.