Условия и преимущества

• 1% - on payments via Halyk QR*
• 4% - regular bonus* on smartphone payments (Apple Pay, Samsung Pay and Google Pay) in Halyk POS terminals

*Special features and exceptions to bonus awarding are applied

Earn higher bonuses:
• up to 30% bonus for all purchases made with Halyk Club partners
• up to 10% under special programs and offers
Исключения по начислению бонусов

Spend bonuses everywhere!

1. Pay with bonuses for purchases and services at all retail outlets of the Republic of Kazakhstan with Halyk POS terminals installed
Payment with bonuses is not supported through POS terminals with integrated self-service cash desks (kiosks).

2. Make payments in Halyk app without any fees: utilities, mobile communication, Internet, and other services.
Note: except for payments that do not have the option to select payment with bonuses in Halyk app.

Исключения по начислению бонусов

1. Register in Halyk app

2. If you have an active Halyk card, start making purchases and payments.

If you do not have a Halyk card, open a Diamond card in any outlet of the Bank.

3. Replenish the card in one of the following ways:
- by transfer in Halyk application or from the card of another bank
- without fees through ATMs and payment terminals of Halyk

4. Make purchases and payments.

• Make purchases with QR at Halyk POS terminals
• Pay for your purchases using your smartphone without a card by adding it to Apple Pay, Google Pay or Samsung Pay contactless payment service, wherever Halyk POS terminals are installed.

1. Одна карта в 5 валютах - KZT, USD, EUR, GBP, RUB/CNY
2. Бесплатные дополнительные карты - 5 карт уровнем ниже
3. Годовое обслуживание - 5 000 тенге в месяц (60 000 тенге в год)
4. Срок действия карты - 3 года
5. Страхование: Visa Infinite – до 2 500 000 USD, MasterCard World Elite – до 1 500 000 EUR
6. Комиссия за обналичивание средств:
• В сети Банка в тенге - 0 тенге:
- зарплата, пенсии, пособия и средства с депозита без ограничений
- прочие поступления до 300 000 тенге в месяц
• В сети Банка в тенге - 1%:
- прочие поступления свыше 300 000 тенге в месяц
• В сети Банка снятие прочих зачислений в валюте:
- в валюте - 1%, в рамках лимита до 300 000 тенге в месяц – 0 тенге.
• в сети других Банков - 0,9% + 50 тенге
• за пределами Республики Казахстан - бесплатно до 1 000 USD в месяц, свыше - 1,5% (мин 1 000 тенге)
• депозитных средств через банкоматы Halyk Bank - 0 %

1. Use for free!
• opening of 5 extra cards of lower level
• cash out abroad up to USD 500 per month
• payments in Halyk.kz

2. Get more bonuses*
• 1% - on payments via Halyk QR*
• 4% - regular bonus* on smartphone payments (Apple Pay, Samsung Pay and Google Pay) in Halyk POS terminals
• 10% - maximum bonus on special programs and promotions
• 30% - maximum bonus in Halyk Club partners' network


*Special features and exceptions to bonus awarding are applied

3. Enjoy maximum comfort!
• One card - five currencies (KZT, USD, EUR, GBP, RUB/CNY)
• Choose the card yourself - Visa Infinite, MasterCard World Elite, Asia Prestige Diamond
• Transfers by mobile phone number to customers of any banks
• Cash withdrawal by code without card at Halyk ATMs
• Payment with a smartphone without a card via QR, Apple Pay, Google Pay, Samsung Pay
• Pay for your purchases with bonuses at Halyk POS terminals, make payments in Halyk app

4. All you need for business trips and travel
• Concierge service - your personal assistant to address any issues around the world
• Possibility to visit lounge zones in international airports
• Travel insurance certificate issued by Halyk IC jointly with Allianz Partners for EUR 110,360
• Insurance: Visa Infinite – up to USD 2,500,000; MasterCard World Elite – up to EUR 1,500,000
For detailed information, please visit the Bank's website or the Personal Service Center or VIP Center.
Diamond Card