1. Одна карта в 5 валютах - KZT, USD, EUR, GBP, RUB/CNY
2. Бесплатные дополнительные карты - 5 карт уровнем ниже
3. Годовое обслуживание - 5 000 тенге в месяц (60 000 тенге в год)
4. Срок действия карты - 3 года
5. Страхование: Visa Infinite – до 2 500 000 USD, MasterCard World Elite – до 1 500 000 EUR
6. Комиссия за обналичивание средств:
• В сети Банка в тенге - 0 тенге:
- зарплата, пенсии, пособия и средства с депозита без ограничений
- прочие поступления до 300 000 тенге в месяц
• В сети Банка в тенге - 1%:
- прочие поступления свыше 300 000 тенге в месяц
• В сети Банка снятие прочих зачислений в валюте:
- в валюте - 1%, в рамках лимита до 300 000 тенге в месяц – 0 тенге.
• в сети других Банков - 0,9% + 50 тенге
• за пределами Республики Казахстан - бесплатно до 1 000 USD в месяц, свыше - 1,5% (мин 1 000 тенге)
• депозитных средств через банкоматы Halyk Bank - 0 %

1. Use for free!
• opening of 5 extra cards of lower level
• cash out abroad up to USD 500 per month
• payments in Halyk.kz

2. Get more bonuses*
• 1% - on payments via Halyk QR*
• 4% - regular bonus* on smartphone payments (Apple Pay, Samsung Pay and Google Pay) in Halyk POS terminals
• 10% - maximum bonus on special programs and promotions
• 30% - maximum bonus in Halyk Club partners' network


*Special features and exceptions to bonus awarding are applied

3. Enjoy maximum comfort!
• One card - five currencies (KZT, USD, EUR, GBP, RUB/CNY)
• Choose the card yourself - Visa Infinite, MasterCard World Elite, Asia Prestige Diamond
• Transfers by mobile phone number to customers of any banks
• Cash withdrawal by code without card at Halyk ATMs
• Payment with a smartphone without a card via QR, Apple Pay, Google Pay, Samsung Pay
• Pay for your purchases with bonuses at Halyk POS terminals, make payments in Halyk app

4. All you need for business trips and travel
• Concierge service - your personal assistant to address any issues around the world
• Possibility to visit lounge zones in international airports
• Travel insurance certificate issued by Halyk IC jointly with Allianz Partners for EUR 110,360
• Insurance: Visa Infinite – up to USD 2,500,000; MasterCard World Elite – up to EUR 1,500,000
For detailed information, please visit the Bank's website or the Personal Service Center or VIP Center.

Shop and receive bonuses!
• up to 30% - maximum bonus in Halyk Club partner network;
• up to 20% – maximum bonus under special programs and promos of the Bank;
• up to 10% for active users of the Bank's products under the Halyk+ program.

Pay for your purchases with bonuses!
• Pay for purchases and services with bonuses, either in part or in full, within the Halyk Club partner network.
• Pay for utilities, mobile communications, internet, and other services in Halyk Super App.

Keep an eye out for promos with increased bonuses on the bank's website and in Halyk Super App.

*There are special features and exceptions regarding the awarding of bonuses"

• Pay for purchases and services with bonuses at all retail outlets in Kazakhstan where Halyk POS terminals are installed
• Pay for utilities, mobile communications, internet, and other services in Halyk Super App.
* There are special features and exceptions "