Money is kept on UAPF's special account for 10 years. After that date, amount is automatically transferred to individual voluntary pension account with UAPF and then money can be received in the form of pension payments.

After receipt of money from UAPF to your Bank account, you can only use money for sub-purpose you indicated when applied for payment of savings.
To transfer money for intended purpose, you need to provide Bank's outlet with documents confirming intended use and to send transfer.

Confirming documents required for transfer of received money for sub-purposes:
- Replenishment of AQYL deposit opened with Halyk Bank - no documents required
- Replenishment of AQYL deposit opened with another Bank - AQYL Educational Deposit Agreement
- Education in the Republic of Kazakhstan:
1. educational services agreement in the Republic of Kazakhstan
2. payment document
- Education abroad:
1. a document confirming enrollment in a foreign education organization
2. educational services agreement abroad
3. payment document