Money is kept on UAPF's special account for 10 years. After that date, amount is automatically transferred to individual voluntary pension account with UAPF and then money can be received in the form of pension payments.

After receipt of money from UAPF to your Bank account, you can only use money for sub-target you indicated when applied for payment of savings.
To transfer money for intended purpose, you need to provide Bank's outlet with documents supporting intended use and to send transfer.

Supporting documents required for transfer of received money for sub-targets:
- Replenishment of AQYL deposit opened with Halyk Bank - no documents required
- Replenishment of AQYL deposit opened with another Bank - AQYL Educational Deposit Agreement
- Education in the Republic of Kazakhstan:
1. educational services agreement in the Republic of Kazakhstan
2. payment document
- Education abroad:
1. a document confirming enrollment in a foreign education organization
2. educational services agreement abroad
3. payment document

If you fail to provide supporting documentation within 45 business days of date when money credited to your account with Bank, target payments will be returned to your target saving account with UAPF