After submitting an online application for LSPP in Halyk app, a Bank manager will contact you within two business days. The Bank manager will provide a full consultation on the procedure and required documents*.

*Before submitting the application to the UAPF, you should already have a decision approved by the Bank’s authorized body regarding a mortgage loan.

ATTENTION! The credited amount of the LSPP should be used as a down payment to obtain a mortgage loan within 10 business days from the date the funds are credited to the customer's account.
Documents confirming the intended use of the LSPP amount:
1) Account statement of the customer confirming the crediting of funds (electronic format)
2) Sales agreement indicating the use of UAPF funds (original, document is provided to the Bank outlet manager)

After submitting an online application for LSPP in Halyk app, Bank manager will contact you within 2 business days. The Bank manager will provide a full consultation on the procedure and required documents*.

*Before submitting the application to the UAPF, you should provide the manager with the original guarantee letter from another bank in the Republic of Kazakhstan (the document is provided to the manager at a Bank outlet).

Documents are provided to the manager at the Bank outlet.

The payouts can be used by the recipient to obtain a mortgage loan both in Halyk Bank and in other banks of the Republic of Kazakhstan.

After submitting an online application for LSPP in the Halyk app, Bank manager will contact you within 2 business days to provide a full consultation on the procedure and the provision of the necessary documents.
Funds will be transferred from the special account by the Bank electronically to the seller's details (in the case of obtaining a mortgage in Halyk Bank)/ another bank in the Republic of Kazakhstan (in the case of obtaining a mortgage in another Bank) within 10 business days from the date of crediting.

Withdrawing cash using the real estate seller’s debit card when funds are received from a special account for LSPP of the real estate buyer who obtained a mortgage at Halyk Bank – KZT 0.

Therefore, no fee is charged on the LSPP amount when Halyk Bank is the authorized operator.

If a customer wants to use LSPP towards the purchase of housing with a mortgage, they should first consult with a Bank manager regarding the requirements for the property being purchased.

Yes, the program allows for the assignment of payments to a spouse (or) close relatives, upon confirmation of the relationship. In Halyk app, within the application for receiving LSPP, there is an option available called “Assignment of payments to spouse(s)/close relatives.”