1. Card purpose - solely for crediting allowances and social payments.
2. Card currency - KZT.
3. KZT 0 – card service fee for all years.
4. KZT 0 – plastic card delivery by courier.
5. Purchases with the card and payments in Halyk app - KZT 0.
6. Cash withdrawal fees:
• in the Bank’s network - KZT 0
• in the network of other Banks - 0.9% + KZT 50
• outside the Republic of Kazakhstan - 1.5%, min. KZT 1,000
7. Plastic card validity period - 6 years.

Features of the special card for allowances:
• The card is intended only for receiving allowances and social payments.
• Cash replenishment or other crediting to the card is unavailable.
• The card is protected from seizures and claims of third parties.

This card is intended only for crediting benefits and social payments. Order a digital card online without visiting outlets!

1. Use it for free!
• KZT 0 – card service fee every year
• KZT 0 – ordering and delivery of a plastic card by courier
• KZT 0 – purchases with the card and payments in Halyk app
• KZT 0 – withdrawing benefits and social payments at Halyk Bank ATMs

3. Useful services
• Link the card to Apple Pay or Samsung Pay, pay with your smartphone without a card
• Withdraw money without a card at Halyk Bank ATM
• Pay for services in Halyk without fees
• Order a plastic card in Halyk with free delivery or pick it up at any outlet. To do this, choose a digital card in the "Accounts" section, then "Order a card". The card ordering service is available on Android devices.
Card service fee every year – KZT 0.

4. Access bank products and services online in Halyk app
• Online opening and management of deposits 24/7
• Online installment plan for 24 months at partner stores of the Bank
• Purchase tours and tickets and much more

Make purchases and receive bonuses!
• Up to 30% – maximum bonus in Halyk Club partner network;
• Up to 20% – maximum bonus on special programs and promos of the Bank;
• Up to 10% for active users of Bank products under the Halyk+ program.

Pay for purchases with bonuses!
• Pay for purchases and services in parts or in full with bonuses in Halyk Club partner network.
• Pay for utilities, mobile communication, internet and other services in Halyk Super App.

Track the promos with increased bonuses on the bank's website and in Halyk Super App.

*There are features and exemptions regarding bonus awarding.

• Pay for purchases and services with bonuses at all retail outlets in Kazakhstan where Halyk POS terminals are installed
• Pay for utilities, mobile communications, internet, and other services in Halyk Super App.
* There are special features and exemptions "