(1 bonus point = KZT 1)

Bonuses are credited for payments made at Halyk POS terminals via:
• Halyk QR;
• Samsung Pay, Apple Pay, Google Pay, Garmin Pay.

Follow our increased bonus promotions on the bank's web-site and in Halyk Super App.

*Special features and exceptions to bonus awarding are applied
BONUS CLUB RULES FOR INDIVIDUALS
Special features and exceptions to bonus awarding

From 02.11.2023 the accrual of bonuses for payments in the Halyk application is suspended, but you can spend them in Halyk:
• Pay for mobile communications, utilities, transport and other services with accumulated bonuses

 From 02.11.2023, payments in the Halyk app will be suspended, except for payments in the “Mobile
Communication” category, for which a 1%* bonus will be awarded on payments from 16.04.2024 to
16.07.2024. Until 02.11.2023, no bonuses were awarded for CCEA categories (as per Annex No.2),
and except for payments for fare under the promo “100% BONUS for Bus Fare”, promo period
02.09.2024 - 31.12.2024, read more on the official website of the Bank at halykbank.kz/promo/247.
 cash withdrawal, including ATM withdrawals
 MCC 4812 “Telecommunication equipment, including sale of telephones” at Kcell JSC; MCC 4814
(Telecommunication services) at physical POS terminals any transfer transactions
 payments on insurance services, except for payments on insurance services of Halyk Insurance
Company Subsidiary of Halyk Bank JSC
 deposit replenishment/withdrawal
 payment of rent, in case of repayment of obligations to the state
 loans, microloans, repayment of debts on obligations to the Bank, other Banks and organizations
engaged in certain types of banking operations and microfinance activities
 payment of taxes and fines
 replenishment of electronic wallets
 payments and purchases on sites and in POS terminals of casinos, online casinos, betting organizations,
sweepstakes, lotteries, online gambling, pawnshops
 bonus payment
 payments by prepaid payment cards
 payments by corporate payment cards
 payments by payment cards issued to current special accounts
 customs payments
 payments for foreign transactions, including payments on foreign websites
 payments under Halyk instalment program
 payments for foreign transactions, including payments on foreign websites
 payments under Halyk instalment program
 Sinooil fuel card replenishment at Sinooil cashless sales outlets (offices)

Special features and exceptions to bonus awarding

In some cases bonuses are not awarded according to the terms and conditions of Halyk loyalty program. It is necessary to read Bonus Club Rules for Individuals or the terms and conditions of the Promotion on the official website of the Bank, or the exceptions to the awarding of a fixed bonus from the Bank.
If necessary, the request can be sent to email: GOBonus@halykbank.kz.

Bonus limit from the majority of Halyk Club Partners – none, except for Halyk Club Partners who have set the maximum bonus limit within the framework of the agreement with the Bank.
Terms and conditions of partners’ bonuses are available on the website and in the “Partners” section of Halyk app.

No bonus will be awarded.

No bonus will be awarded.