Promotions
Car giveaway by Halyk
The main gift is a CAR! Apply for a car loan at Halyk and get the opportunity to win a second car!
Period: from 6 May to 30 November 2024
The car to be given away: Hyundai Tucson
Giveaway stages: 6 stages with one car for each stage
The second drawing of the car will be held on 14 August at 12:00 pm live on the Bank’s official Instagram page @halykbank.kz.
| Giveaway stage | Period of obtaining car loan for participation in the giveaway | Giveaway date |
| 1st car | 6 May – 30 June | until 12 July |
| 2nd car | 6 May – 31 July | until 14 August |
| 3rd car | 6 May – 31 August | until 13 September |
| 4th car | 6 May – 30 September | until 11 October |
| 5th car | 6 May – 31 October | until 14 November |
| 6th car | 6 May – 30 November | Until 12 December |
Terms of participation:
- Apply for a car loan on Halyk app or at the Bank’s outlet;
- Your loan will be automatically included in the list of the giveaway participants.
The giveaway is open to customers who have obtained:
Halyk Digital Car Loan through partner car dealerships in Halyk app.
The following persons are not eligible to participate in the giveaway:
- Employees of the Bank;
- Related parties of the Bank;
- Customers who became winners during this giveaway;
- The customers who during the period of the relevant stage of the giveaway or before the date of preparation of final lists by the Bank for the relevant stage of the giveaway:
- have fully repaid the loans participating in the giveaway ahead of schedule;
- have delayed performance of obligations on the loans participating in the giveaway.
- who currently delayed performance of obligations on any loans with the Bank during preparation of lists by the Bank.
The winners are selected live on the Bank's official Instagram page @halykbank.kz by the loan agreement number/ordinal number using a random number generator in the presence of a panel formed by the Bank.
Exceptions:
- If the customer has several loan agreements concluded during the giveaway period, the loan agreement concluded first during the giveaway period will participate in the giveaway. In this case, if the first loan of the customer concluded during the giveaway period was repaid early, the next loan concluded during this period will participate in the giveaway;
- If the winner of the giveaway does not contact the Bank within three days from the day of the giveaway (does not answer phone calls/incorrectly indicated his/her contact details/changed his/her contact details without notifying the Bank/is unavailable for any other reasons/refuses to receive the prize), the car will be automatically transferred to the first runner-up determined during the giveaway. In the event that the 1st runner-up is unable to receive the prize for the reasons stated above, the Bank reserves the right to transfer the prize to the 2nd runner-up.
The procedure for receiving the prize:
- Registration of documents on the transfer of the right of ownership to a car is carried out only in the city of Almaty. If the winner of the giveaway lives in another city, he/she shall be responsible for travel/accommodation expenses.
- All additional state duty expenses are paid by the Bank.
Vehicle specifications:
- The vehicle configuration is selected by the grantor.
- The vehicle color is selected by the grantor and may vary from the color advertised in the video commercials.
The Bank reserves the right to cancel this offer at any time or change the terms of this offer unilaterally in case of force majeure.
A borrower – individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement. The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
The pledger shall be responsible for the safety and maintenance of the pledged item in proper technical condition, for the risk of accidental loss, damage or forfeiture of the pledged item.
In case the borrower fails to fulfill its obligations under the bank loan agreement, the Bank shall be entitled to foreclose on the pledged property extrajudicially and/or judicially, in accordance with the laws of the Republic of Kazakhstan.