Halyk mortgage
Benefits
Terms
Purpose of the Program | - acquisition of ready-to-operate real estate and land for individual construction - acquisition of real estate under construction - individual construction and repair of housing | |
Interest rate | With fee | With no-fee |
Loan period | 6 to 240 months | |
Down payment | 0% - upon provision of an additional pledge 10% - of the cost of acquired property for the Company employees signing a Cooperation Agreement with the Bank (funding) 20% - of the cost of acquired property for all customers | |
Maximum loan amount | depending on the Applicant’s solvency | |
Security | commercial / non-commercial real estate | |
Insurance | provided by the Bank | |
* The AEIR final calculation is made at the time of taking a loan at the Bank's outlets.
** Not applicable to lending programs with no charging fees and other payments
A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.
The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
How to apply
Contact any branch of the bank, or call 7111
Prepare a list of documents
Visit any branch of the bank