Ready-for-operation housing from BI Group
BI Group together with Halyk Bank offer unique mortgage terms for the purchase of ready-for-operation real estate
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Advantages
down payment – 20% or more
origination fee – 0%
collateral insurance – at the expense of the Bank
Residential complex for every taste
Full list of residential complexes is available at the link
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| Down payment | 20% or more |
| Term | 12 to 240 months |
| Collateral | against security of the housing to be purchased |
A borrower - individual shall be liable for failure to fulfil obligations under the Bank Loan Agreement.
The Bank shall be entitled, if a borrower fails to fulfil obligations under the Bank Loan Agreement, to:
- impose a forfeit (fine, penalty);
- foreclose on funds available on borrower's bank accounts;
- transfer debt for soft collection and pre-trial settlement to collection agency;
- file a lawsuit with a court.
Term (month) | Interest rate (down payment – 20% or more) | Interest rate (down payment – 50% or more) | AEIR |
before 12 | 0,1% | 0,1% | 0,1% |
13-24 | 7,0% | 3,0% | from 3% before 7,2% |
25-36 | 11,0% | 10,0% | from 10,5% before 11,6% |
37-60 | 13,0% | 11,0% | from 11,6% before 13,8% |
61-120 | 14,5% | 13,0% | from 13,8% before 15,5% |
121-180 | 15,0% | 13,5% | from 14,4% before 16,1% |
181-240 | 15,5% | 14,0% | from 14,9% before 16,6% |
How to apply
1
Contact any branch of the Bank or call 7111
2
Prepare a list of documents
3
Submit the list of documents to the Bank branch